323 White St, Flint, MI 48505 Property Records

Genesee County property record for 323 White St, Flint, MI 48505

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 824 sqft · built 1970
Lot Size	0.098 acres (4,269 sqft)
Owner	Owner Name on Record
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`40-01-306-012`

Property Details

APN / Parcel Number

Primary APN	`40-01-306-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	824 sqft
Gross Area	1,648 sqft

Exterior

Year Built	Built 1970
Architectural Style	Other
Exterior Material	Siding
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Porch	Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	4001306012
Street Address	323 WHITE ST
City	FLINT
State	MI
Zip	48505-4129
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	GN-1
Legal Description	INDIAN VILLAGE NO. 1. LOT 556.
Legal Subdivision	INDIAN VILLAGE 1
Legal Lot Number	556
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2004
Census Tract	1000

Owner

Source: Genesee County records, as of October 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	452 S SAGINAW ST, FLINT, MI 48502-1826
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 7, 2007
Last Transfer Date	Dec 23, 2010
Transfer Doc	0000085018
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	323 WHITE ST, FLINT, MI 48505-4129
Document Number	0000007369
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000007369
Date	Feb 6, 2020
Instrument	7369

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20