Middlesex County and Reading Town property record for 323 West St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,122 sqft · built 1950 |
| Lot Size | 0.149 acres (6,508 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,086 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0274.0 |
| Primary APN | READ M:015.0-0000-0274.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,122 sqft Living Area |
| Gross Area | 2,264 sqft |
| 1st Floor Area | 739 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,508 sqft (0.149 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 600000000460 |
|---|---|
| Street Address | 323 WEST ST |
| City | READING |
| State | MA |
| Zip | 01867-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 334200 |
323 West St is owned and occupied by an individual who acquired it in May 2019.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 WEST ST, READING, MA 01867-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Jun 7, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage NORWOOD CO-OP BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 25, 2019 |
| Transfer Doc | 1815159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 323 WEST ST, READING, MA 01867-2248 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1878105 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 1878105 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 7, 2019 |
| Property Address | 323 WEST ST, READING, MA 01867-2248 |
| Document Number | 0000015159 |
| Instrument Date | May 25, 2019 |
| Instrument | 15159 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 WEST ST READING MA 018672248, READING, MA 01867-2248 |
| Document Number | 15160 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 15160 |
| Name | NORWOOD CO-OP BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 323 West St was $7,086, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,086.00 (-2.28%) | $646,500 (+1.56%) Land $411,200 Building $230,400 | $653,769 (+6.05%) |
| 2025 | $7,251.00 (+1.14%) | $636,600 (+4.07%) Land $404,800 Building $231,800 | $616,455 (+10.45%) |
| 2024 | $7,169.00 (+3.14%) | $611,700 (+10.8%) Land $388,900 Building $222,800 | $558,125 |
| 2023 | $6,951.00 | $552,100 Land $350,700 Building $201,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 West St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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