323 Wavecrest Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 323 Wavecrest Dr, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,787 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Aug 2023)
Tax Bill	$11,435 (2024)
Deeds & Mortgages	Feb 2024 Refinance Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-969.00-08.00-071.000`

Property Details

APN / Parcel Number

Primary APN	`0200-969.00-08.00-071.000`
Alternative APNs	`472289 969.00-08-071.000` `0209006000100071000` `00004100750` `4100750`

Exterior

Lot Area	48,787 sqft
View / Lot	Lake Front

Location & Zoning

Account Number	4100750
Street Address	323 WAVECREST DR
City	MASTIC BEACH
State	NY
Zip	11951-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MASTIC ACRES
Legal Block	9000
Legal Lot Number	800
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1023
Census Tract	159512

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	323 WAVECREST DR, MASTIC BEACH, NY 11951-1422
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CLIFFCO INC
Aug 4, 2023	Deed, Transfer · Stand-Alone First Mortgage CLOUT CAPITAL LLC
Oct 11, 2022	Deed, Transfer FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Book / Page	13212 / 432
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	323 WAVECREST DR, MASTIC BEACH, NY 11951-1422
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235640497
Date	Feb 1, 2024
Book Page	23564/497

Lender

Name	CLIFFCO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 4, 2023
Property Address	323 WAVECREST DR, MASTIC BEACH, NY 11951-1422
Document Number	0132120432
Book / Page	13212 / 432
Instrument Date	Nov 4, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 WAVECREST DR, MASTIC BEACH, NY 11951-1422

Mortgage

Document Number	0023526227
Date	Aug 4, 2023
Instrument	23526/227

Lender

Name	CLOUT CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 11, 2022
Property Address	323 WAVECREST DR, MASTIC BEACH, NY 11951-1422
Document Number	0131730577
Book / Page	13173 / 577
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	WOODLAND DR, WOODBURY, NY 11797

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,300 (-5%) Land $500 Building $800	$270,834 (+5,524.8%) Land $94,340 Building $150,943
2024	$11,435.00
2023		$2,600 (-) Land $500 Building $2,100	$4,815 (+14.83%) Land $926 Building $3,889
2022		$2,600 Land $500 Building $2,100	$4,193 Land $806 Building $3,387

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 6 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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