323 Watres Pl, Elgin, IL 60120 Property Records

Kane County property record for 323 Watres Pl, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,164 sqft · built 1929
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-13-478-004`

Property Details

APN / Parcel Number

Primary APN	`06-13-478-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	323 WATRES PL
City	ELGIN
State	IL
Zip	60120-6721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD C LOVELLS ADDN LOT 7 BLOCK 2
Legal Subdivision	EDWARD C LOVELLS ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3005
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 WATRES PL, ELGIN, IL 60120-6721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2002
Deed Sale	Jan 29, 2002
Deed Document Number	200215102
Prior Transfer Date	Nov 10, 2001
Prior Transfer Doc	0000015102
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 16, 2023
Property Address	323 WATRES PL, ELGIN, IL 60120-6721
Document Number	0000040305
Instrument Date	Oct 29, 2020
Instrument	2023K040305
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 WATRES PL, ELGIN, IL 60120-6721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 WATNES PLACE, ELGIN, IL 60120-6721

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,401.00 (+30.71%)	$65,691 (+8.57%) Land $11,474 Building $54,217	$197,152 (+8.57%) Land $34,436 Building $162,716
2024		$60,505 (+21.4%) Land $10,568 Building $49,937	$181,588 (+21.44%) Land $31,717 Building $149,871
2022	$3,367.00 (+6.05%) Homeowner's exemption	$49,841 (+6.96%) Land $8,705 Building $41,136	$149,523 (+6.96%) Land $26,115 Building $123,408
2021	$3,175.00 Homeowner's exemption	$46,598 Land $8,139 Building $38,459	$139,794 Land $24,417 Building $115,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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