323 Wares Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 323 Wares Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1979
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Sep 2021)
Tax Bill	$5,674 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:015.0 B:0073 L:0027.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:015.0 B:0073 L:0027.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	323 WARES RD
City	ASHBY
State	MA
Zip	01431-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	73
Legal Lot Number	27.0
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2032
Census Tract	300100

Owner

323 Wares Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 WARES RD, ASHBY, MA 01431-2138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jul 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	20216909
Deed Book / Page	78820 / 254
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Sep 30, 2021
Property Address	323 WARES RD, ASHBY, MA 01431-2138
Document Number	78820-254
Book / Page	78820 / 254
Instrument Date	Sep 30, 2021
Instrument	216909
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	323 WARES RD, ASHBY, MA 01431-2138

Mortgage

Document Number	216910
Date	Sep 30, 2021
Instrument	216910

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Jul 5, 2019
Property Address	323 WARES RD, ASHBY, MA 01431-2138
Document Number	72885-142
Book / Page	072885 / 000142
Instrument Date	Jun 26, 2019
Instrument	95299
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 WARES RD ASHBY MA 014312138, ASHBY, MA 01431-2138

Tax Assessment & Valuation

The 2026 property tax bill for 323 Wares Rd was $5,674, up 3.5% from the year before.

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,674.00 (+3.48%)	$360,000 (-) Land $64,500 Building $295,500	$453,329
2025	$5,483.00 (+3.92%)	$360,000 (+5.98%) Land $64,500 Building $295,500
2024	$5,276.00 (+6.07%)	$339,700 (+12.15%) Land $62,100 Building $277,600
2023	$4,974.00	$302,900 Land $57,300 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Wares Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Wares Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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