323 Walnut Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 323 Walnut Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,486 sqft · built 1926
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,500 (Sep 2013)
Tax Bill	$11,539 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00497-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`03-00497-0000-00012`
Alternative APNs	`030049700012` `5809008`

Interior

Stories	2 Stories
Building Area	1,486 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	5,950 sqft (0.137 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	5809008
Street Address	323 WALNUT AVE
City	CRANFORD
State	NJ
Zip	07016-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	497
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1016
Census Tract	37300

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 WALNUT AVE, CRANFORD, NJ 07016-2907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 15, 2017	Deed of Trust, Mortgage · Line of Credit ADVANCED FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2013 · Amount on Record
Deed Sale	Sep 20, 2013 · Amount on Record
Prior Sale	May 30, 2006 · Amount on Record
Deed Document Number	2013244950
Deed Book / Page	5972 / 805
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	323 WALNUT AVE, CRANFORD, NJ 07016-2907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148162289
Date	Nov 17, 2020
Book Page	14816/2289
Instrument	703670

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	323 WALNUT AVE, CRANFORD, NJ 07016-2907
Document Number	0142620793
Book / Page	014262 / 000793
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 WALNUT AVE CRANFORD NJ 070162907, CRANFORD, NJ 07016-2907

Mortgage

Document Number	0142620793
Date	Apr 24, 2017
Book Page	014262/000793
Instrument	639564

Lender

Name	ADVANCED FIN'L FCU
Type	Credit Union
Address	NEW PROVIDENCE, NJ 07974

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,200 (-) Land $66,800 Building $92,400	$159,200 (-) Land $66,800 Building $92,400
2025	$11,539.00 (+6.92%)	$159,200 (-) Land $66,800 Building $92,400	$159,200 (-) Land $66,800 Building $92,400
2024	$10,792.00 (+2.53%)
2023		$159,200 Land $66,800 Building $92,400	$159,200 Land $66,800 Building $92,400
2022	$10,526.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	46 (1978–2021)
Claims Outside the SFHA	33 of 46
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Sep 2011 · 15 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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