Granite County property record for 323 W Sutter St, Philipsburg, MT 59858
| Property Type | Residential |
|---|---|
| Details | 707 sqft |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,088 (Jun 2025) |
| Tax Bill | $929 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R468830 |
| Primary APN | R468830 |
|---|---|
| Alternative APNs |
|
| Building Area | 707 sqft Living Area |
|---|
| Lot Area | 6,316 sqft (0.145 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 63 ft wide |
| Shed | 1 Shed |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 0004150226 |
|---|---|
| Street Address | 323 W SUTTER ST |
| City | PHILIPSBURG |
| State | MT |
| Zip | 59858-7583 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | WILSON ADDITION (PHILIPSBURG), S25, T07 N, R14 W, BLOCK 11, LOT 17, W2 OF LT 16 |
| Legal Range | 14W |
| Legal Township | 07N |
| Legal Section | 25 |
| Legal Subdivision | WILSON ADDITION (PHILIPSBURG) |
| Legal Block | 11 |
| Legal Lot Number | 16,17 |
| Jurisdiction | GRANITE MT |
| Township / Civil Division | PHILIPSBURG |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 961702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Philipsburg Historic District listed 1986 · 154 contributing resources · NRIS 86002791 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Granite County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 323 W SUTTER ST, PHILIPSBURG, MT 59858-7583 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION |
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | Aug 5, 2024 · Amount on Record |
| Deed Document Number | 202581112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANITE MT |
| Recording Date | Aug 12, 2026 |
| Property Address | 323 W SUTTER ST, PHILIPSBURG, MT 59858-7583 |
| Document Number | 0000082889 |
| Book / Page | 83 / 610 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202682889 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 212 4TH AVE E, KALISPELL, MT 59901-4539 |
| Document Number | 0000082889, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 83/610 |
| Instrument | 202682889 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 10, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANITE MT |
| Recording Date | Sep 16, 2026 |
| Property Address | 323 W SUTTER ST, PHILIPSBURG, MT 59858-7583 |
| Document Number | 0000083117 |
| Book / Page | 83 / 759 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202683117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 212 4TH AVE E, KALISPELL, MT 59901-4539 |
| Document Number | 0000083117, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 83/759 |
| Instrument | 202683117 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 10, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.15% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Granite County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Granite County |
| Municipality | Philipsburg Town |
| Unified School District | Philipsburg K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $929.00 | $239,568 (-) | |
| 2025 | $929.00 (-7.19%) | $239,568 (+47.05%) | $239,568 (+47.05%) Land $120,968 Building $118,600 |
| 2023 | $1,001.00 | $162,912 | $162,912 Land $66,182 Building $96,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PHILIPSBURG serves 1,360 people · EPA ID MT0000304 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Mar 2025 Haloacetic acids not recorded as resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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