323 W Commerce St, Dunkirk, IN 47336 Property Records

Jay County property record for 323 W Commerce St, Dunkirk, IN 47336

Property Summary

Property Type	Row House
Details	4 bd · 2 ba · 1,680 sqft · built 1973
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$35,337 (Nov 2020)
Tax Bill	$1,937 (2025)
Flood Zone	Zone X (minimal risk)
APN	`130-810301-100012`

Property Details

APN / Parcel Number

Primary APN	`130-810301-100012`
Alternative APN	`38-09-08-103-011.000-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Architectural Style	Row Home
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	130 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	130-810301-100012
Street Address	323 W COMMERCE ST
City	DUNKIRK
State	IN
Zip	47336-1116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	LOT 3 & E 32' OF LOT 4 BLK 26 OP
Legal Subdivision	MANNINGS SUB
Legal Block	26
Legal Lot Number	3,4
Jurisdiction	JAY IN
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2014
Census Tract	963300

Owner

Source: Jay County assessment roll, APN 130-810301-100012, as of June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	319 LINCOLN AVE, DUNKIRK, IN 47336-1120
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Jay County assessment roll as of June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jay County
County Subdivision	Richland Township
Municipality	Dunkirk City
Unified School District	Jay School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00 (+5.96%)	$88,800 (+6.6%) Land $8,600 Building $80,200	$88,800 (+6.6%) Land $8,600 Building $80,200
2024	$1,828.00 (+38.91%)	$83,300 (+43.13%) Land $8,600 Building $74,700	$83,300 (+43.13%) Land $8,600 Building $74,700
2023	$1,316.00 (+0.84%)	$58,200 Land $7,800 Building $50,400	$58,200 Land $7,800 Building $50,400
2022	$1,305.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jay County (18075C), as of August 9, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 242 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Benton Ridge Telephone Company Fiber · Fixed Wireless in parts of the area	1,000 / 500

May also be available: Mercury Broadband, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DUNKIRK WATER DEPARTMENT serves 2,305 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.