323 W Cherry St, Sherman, TX 75090 Property Records

Grayson County property record for 323 W Cherry St, Sherman, TX 75090

Property Summary

Property Type	Single Family Home
Details	1,832 sqft · built 1920
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on File
Last Sale	$275,975 (Dec 2024)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S041 2144003`

Property Details

APN / Parcel Number

Primary APN	`S041 2144003`
Alternative APN	`163594`

Interior

Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	1,832 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Lot Area	6,199 sqft (0.142 acres)
Lot Dimensions	115 ft deep x 54 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	119 sqft
Deck Area	88 sqft
Patio Area	258 sqft

Location & Zoning

Street Address	323 W CHERRY ST
City	SHERMAN
State	TX
Zip	75090-7207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVING J P 1ST ADDN, BLOCK 1, LOT 3, ACRES .1423
Legal Subdivision	LOVING J P 1ST ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3122
Census Tract	2000

Owner

323 W Cherry St is owned by an individual who bought it in December 2024.

Source: Grayson County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1060 BIG SPRING DR, ALLEN, TX 75013-5680
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2024	Vendor's Lien, Transfer SCF JAKE LP
Jun 9, 2023	Vendor's Lien, Transfer · Commercial Mortgage MUSTANG CREDIT SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Jun 9, 2023 · Amount on File
Deed Document Number	202434714
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	323 W CHERRY ST, SHERMAN, TX 75090-7207
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 BIG SPRING DR, ALLEN, TX 75013-5680

Mortgage

Document Number	0000026138
Date	Oct 7, 2025
Instrument	2025-26138

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 20, 2024
Property Address	323 W CHERRY ST, SHERMAN, TX 75090-7207
Document Number	0000034714
Map Reference	VOL 43 PG 447
Instrument Date	Dec 18, 2024
Instrument	2024-34714
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 ROYAL CREST CT, MCKINNEY, TX 75072-4915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 BIG SPRING DR, ALLEN, TX 75013-5680

Mortgage

Document Number	0000034715
Date	Dec 20, 2024
Instrument	2024-34715

Lender

Name	SCF JAKE LP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 9, 2023
Property Address	323 W CHERRY ST, SHERMAN, TX 75090-7207
Document Number	0000014860
Map Reference	VOL 43 PG 447
Instrument Date	Jun 6, 2023
Instrument	2023-14860
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 ROYAL CREST CT, MCKINNEY, TX 75072-4915
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014861
Date	Jun 9, 2023
Instrument	2023-14861

Lender

Name	MUSTANG CREDIT SOLUTIONS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 323 W Cherry St was $2,467, down 22.8% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,467.00 (-22.76%)	$221,736 Land $55,787 Building $165,949	$221,736 Land $55,787 Building $165,949
2024	$3,194.00
2023		$117,030 (+3.31%) Land $35,735 Building $81,295	$117,030 (+3.31%) Land $35,735 Building $81,295
2022	$2,654.00	$113,283 Land $35,735 Building $77,548	$113,283 Land $35,735 Building $77,548

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 323 W Cherry St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1986–2017)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2017 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 W Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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