323 W 3rd St, Gilman, IL 60938 Property Records

Iroquois County property record for 323 W 3rd St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.181 acres (7,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Aug 2022)
Tax Bill	$1,517 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17 31 310 005`

Property Details

APN / Parcel Number

Primary APN	`17 31 310 005`

Exterior

Lot Area	7,890 sqft (0.181 acres)

Location & Zoning

Street Address	323 W 3RD ST
City	GILMAN
State	IL
Zip	60938-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 LTS 7 & 8 BLK 43 CITY OF GILMAN
Legal Subdivision	CITY OF GILMAN
Legal Block	43
Legal Lot Number	7,8
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1076
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 W 3RD ST, GILMAN, IL 60938-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST TRUST & SAVINGS BANK OF WATSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	20222900
Last Transfer Date	Mar 13, 2026
Transfer Doc	0000000931
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Mar 24, 2026
Property Address	323 W 3RD ST, GILMAN, IL 60938-1108
Document Number	00026R0931
Instrument Date	Mar 11, 2026
Instrument	26R0931
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 W 3RD ST, GILMAN, IL 60938-1108

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 16, 2022
Property Address	323 W 3RD ST, GILMAN, IL 60938-1108
Document Number	00022R2900
Instrument Date	Aug 15, 2022
Instrument	22R2900
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 N COMMERCE ST, 306, GILMAN, IL 60938-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 W 3RD ST, GILMAN, IL 60938-1108

Mortgage

Document Number	00022R2901
Date	Aug 16, 2022
Instrument	22R2901

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2027

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,517.00 (+5.57%)	$19,430 (+6%) Land $4,350 Building $15,080	$58,290 (+6%) Land $13,050 Building $45,240
2024	$1,437.00 (+65.17%)	$18,330 (+68.47%) Land $4,100 Building $14,230	$54,990 (+68.47%) Land $12,300 Building $42,690
2022	$870.00	$10,880 Land $3,840 Building $7,040	$32,640 Land $11,520 Building $21,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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