Essex County and Jay Town property record for 323 Valley Rd, Jay, NY 12941 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,162 sqft · built 2007 |
| Lot Size | 3.67 acres (159,865 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Nov 2019) |
| Tax Bill | $5,599 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Nov 2019 Sale & Mortgage + 2 more |
| APN | 615J108212 |
| Primary APN | 615J108212 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 266 sqft |
| Basement Area | 180 sqft |
| Finished Basement | 180 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 159,865 sqft (3.67 acres) |
| Porch | Patio |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 615J108212 |
|---|---|
| Street Address | 323 VALLEY RD |
| City | JAY |
| State | NY |
| Zip | 12941-5409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 5 6 PLATT & ROGERS BK 964 PG 231 (CORR DEED) |
| Legal Block | 1 |
| Legal Lot Number | 49.310 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records · APN 615J108212
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 VALLEY RD, JAY, NY 12941-5409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Nov 25, 2019 | Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Feb 21, 2019 | Warranty Deed, Transfer |
| Mar 21, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Prior Sale | Mar 21, 2018 · Amount on Record |
| Deed Document Number | 20194552 |
| Deed Book / Page | 1972 / 184 |
| Prior Transfer Date | Apr 10, 2018 |
| Prior Transfer Doc | 00001944/6 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 323 VALLEY RD, JAY, NY 12941-5409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002022003 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 2022-003 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Nov 25, 2019 |
| Property Address | 323 VALLEY RD, JAY, NY 12941-5409 |
| Document Number | 001972/184 |
| Book / Page | 1972 / 184 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 2019-4552 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1038 BONNIE VIEW RD APT 305, 305, WILMINGTON, NY 12997-1819 |
| Document Number | 0020194553 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019-4553 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001972/184 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 1972/184 |
| Instrument | 2019-4552 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Feb 21, 2019 |
| Property Address | 323 VALLEY RD, JAY, NY 12941-5409 |
| Document Number | 00001944/6 |
| Book / Page | 1944 / 6 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 2019-653 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 VALLEY RD, JAY, NY 12941-5409 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Mar 21, 2018 |
| Property Address | 323 VALLEY RD, JAY, NY 12941-5409 |
| Document Number | 001908/051 |
| Book / Page | 1908 / 051 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018-1191 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $32.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 VALLEY RD, JAY, NY 12941-5409 |
Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,599.00 (+59.97%) | $273,300 (+14.45%) Land $86,300 Building $187,000 | $273,300 (+14.45%) Land $86,300 Building $187,000 |
| 2023 | $238,800 (+1.75%) Land $69,300 Building $169,500 | $238,800 (+1.75%) Land $69,300 Building $169,500 | |
| 2022 | $3,500.00 (-37.92%) | $234,700 Land $38,700 Building $196,000 | $234,700 Land $38,700 Building $196,000 |
| 2020 | $5,638.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 97 (1979–2022) |
| Claims Outside the SFHA | 51 of 97 |
| Most Recent Claim | Feb 2022, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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