323 Union Ave, Salisbury, MD 21801 Property Records

Wicomico County property record for 323 Union Ave, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,568 sqft · built 1926
Lot Size	0.834 acres (36,309 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Mar 2024)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-053379`

Property Details

APN / Parcel Number

Primary APN	`09-053379`
Alternative APN	`053379`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,568 sqft Total Area
Basement Area	540 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36,309 sqft (0.834 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	337 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	053379
Street Address	323 UNION AVE
City	SALISBURY
State	MD
Zip	21801-3659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	36,309 SQ FT 323 UNION AVE EXT CITY OF SALIS
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	1
Census Block	1002
Census Tract	200

Owner

323 Union Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 UNION AVE, SALISBURY, MD 21801-3659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Aug 2, 1978 · Amount on File
Deed Book / Page	5366 / 65
Prior Transfer Date	Sep 18, 2009
Prior Transfer Doc	0031040501
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 15, 2024
Property Address	323 UNION AVE, SALISBURY, MD 21801-3659
Document Number	0053660065
Book / Page	5366 / 65
Map Reference	LB I D T 160 FO 13
Instrument Date	Mar 4, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 UNION AVE, SALISBURY, MD 21801-3659

Mortgage

Document Number	0053660071
Date	Mar 15, 2024
Instrument	5366-0071

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	323 UNION AVE, SALISBURY, MD 21801-3659
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 UNION AVE, SALISBURY, MD 21801-3659

Mortgage

Document Number	0052610256
Date	Jun 6, 2023
Book Page	5261/256

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 323 Union Ave was $2,894 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,367 (+24.7%)	$589,900 (-) Land $74,200 Building $515,700
2025	$2,894.00 Homeowner's exemption	$394,833	$589,900 Land $74,200 Building $515,700
2023	$2,109.00 Homeowner's exemption	$261,433	$297,300 Land $74,200 Building $223,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 323 Union Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Union Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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