323 Turner Rd, Gastonia, NC 28056 Property Records

Gaston County property record for 323 Turner Rd, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,464 sqft · built 1981
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (May 2020)
Tax Bill	$3,145 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15005 00400`

Property Details

APN / Parcel Number

Primary APN	`15005 00400`
Alternative APN	`181479`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,464 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	323 TURNER RD
City	GASTONIA
State	NC
Zip	28056-7664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	15 005 004 00 000
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	3
Census Block	3001
Census Tract	31001

Owner

323 Turner Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 TURNER RD, GASTONIA, NC 28056-7664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 3, 2019	Grant Deed, Transfer · Line of Credit FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	Jan 3, 2019 · Amount on File
Deed Book / Page	5119 / 2060
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	323 TURNER RD, GASTONIA, NC 28056-7664
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052692476
Date	Sep 24, 2021
Book Page	5269/2476

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 5, 2020
Property Address	323 TURNER RD, GASTONIA, NC 28056-7664
Document Number	0051192060
Book / Page	5119 / 2060
Instrument Date	May 5, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 WOODLAND LN, 935, CHARLOTTE, NC 28214-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 TURNER RD, GASTONIA, NC 28056-7664

Mortgage

Document Number	0051192062
Date	May 5, 2020
Instrument	5119/2062

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Jan 3, 2019
Property Address	323 TURNER RD, GASTONIA, NC 28056-7664
Document Number	0050182066
Book / Page	005018 / 002066
Instrument Date	Dec 20, 2018
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	STEWART LENDER SERVICES, STEWART LENDER SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 TURNER RD GASTONIA NC 280567664, GASTONIA, NC 28056-7664

Mortgage

Document Number	50182069
Date	Jan 3, 2019
Book Page	005018/002069

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 2, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 323 Turner Rd was $3,145.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,145.00	$440,600 Land $24,000 Building $416,600
2023	$3,062.00	$440,600 Land $24,000 Building $416,600
2021			$225,960 Land $16,500 Building $209,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Turner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Turner Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELLINGER`S MHP private · serves 53 people · EPA ID NC0136387
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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