323 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 323 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 992 sqft · built 1954
Lot Size	0.327 acres (14,244 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Dec 2018)
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-313-04-018-000`

Property Details

APN / Parcel Number

Primary APN	`519-313-04-018-000`
Alternative APN	`141006.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	992 sqft
Basement Area	992 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	190 ft deep x 75 ft wide
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	354 sqft
Deck Area	125 sqft
Patio Area	285 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	323 TROY RD
City	DELAWARE
State	OH
Zip	43015-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19
Legal Subdivision	GRANDVIEW ACRES
Legal Lot Number	19
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2002
Census Tract	10422

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 TROY RD, DELAWARE, OH 43015-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEMBA FINANCIAL CREDIT UNION INC
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 11, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	201833561
Deed Book / Page	1611 / 157
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	323 TROY RD, DELAWARE, OH 43015-1009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025983
Date	Dec 4, 2023
Book Page	2066/440
Instrument	202300025983

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	323 TROY RD, DELAWARE, OH 43015-1009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041855
Date	Sep 21, 2021
Book Page	1901/2811
Instrument	202100041855

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 11, 2018
Property Address	323 TROY RD, DELAWARE, OH 43015-1009
Document Number	0000033561
Book / Page	1611 / 0157
Map Reference	MB 4 PG 291
Instrument Date	Nov 30, 2018
Instrument	201800033561
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	WORLD CLASS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000033562
Date	Dec 11, 2018
Instrument	201800033562

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,344.00 (+5.36%)	$67,130 (-) Land $16,730 Building $50,400	$191,800 (-) Land $47,800 Building $144,000
2024	$3,174.00 (-0.19%) Homeowner's exemption	$67,130 (-) Land $16,730 Building $50,400
2023	$3,180.00 Homeowner's exemption	$67,130 Land $16,730 Building $50,400	$191,800 Land $47,800 Building $144,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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