Lincoln County property record for 323 Treetops Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,695 sqft · built 2014 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $452,000 (Jul 2017) |
| Tax Bill | $4,707 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit Oct 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4612-12-9172 |
| Primary APN | 4612-12-9172 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,695 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Custom Design |
| Lot Area | 13,547 sqft (0.311 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 263203 |
|---|---|
| Street Address | 323 TREETOPS DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-6851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #69 LT TREETOPS PH1 REV |
| Legal Subdivision | TREETOPS |
| Legal Lot Number | 69 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 323 TREETOPS DR, STANLEY, NC 28164-6851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2019 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Oct 23, 2017 | Loan Modification, Mortgage |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional with PMI AMERICAN INTERNET MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Prior Sale | Aug 19, 2015 · Amount on Record |
| Deed Document Number | 2017565059 |
| Deed Book / Page | 2677 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 323 TREETOPS DR, STANLEY, NC 28164-6851 |
| Document Number | 2857652 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 323 TREETOPS DR STANLEY NC 281646851, STANLEY, NC 28164-6851 |
| Document Number | 2857652 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 002857/000652 |
| Instrument | 599872 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 29, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 323 TREETOPS DR, STANLEY, NC 28164-6851 |
| Document Number | 2703434 |
| Book / Page | 002703 / 000434 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 7, 2017 |
| Property Address | 323 TREETOPS DR, STANLEY, NC 28164-6851 |
| Document Number | 2677230 |
| Book / Page | 002677 / 000230 |
| Instrument Date | Mar 7, 2017 |
| Instrument | 565059 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $904.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 323 TREETOPS DR STANLEY NC 281646851, STANLEY, NC 28164-6851 |
| Document Number | 2677232 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 002677/000232 |
| Instrument | 565060 |
| Name | AMERICAN INTERNET MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,707.00 (+2.57%) | $756,279 (+1.77%) Land $80,000 Building $676,279 | $756,279 (+1.77%) Land $80,000 Building $676,279 |
| 2023 | $4,589.00 | $743,111 Land $80,000 Building $663,111 | $743,111 Land $80,000 Building $663,111 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures