323 Ternwing Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 323 Ternwing Dr, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,474 sqft · built 1979
Lot Size0.162 acres (7,040 sqft)
Owner2 Individuals on Record
Last Sale$530,000 (Jul 2026)
Tax Bill$4,064 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-429-90013034

Property Details

APN / Parcel Number

Primary APN03-429-90013034
Alternative APNs
  • 3-429-90013034
  • 42990013034

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,474 sqft Living Area
1st Floor Area1,074 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,040 sqft (0.162 acres)
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number42990013034
Street Address323 TERNWING DR
CityARNOLD
StateMD
Zip21012-1950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 49 SC 2 PL 1 HIDDEN RIDGE BRIGHTLEAF
Legal SubdivisionHIDDEN RIDGE BRIGHTLEAF
Legal Block1
Legal Lot Number49
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1001
Census Tract731104

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address323 TERNWING DR, ARNOLD, MD 21012-1950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed, Transfer · VA Mortgage
LAKESIDE TITLE
Jan 7, 2020Deed of Trust, Mortgage · Conventional with PMI
BAY VANGUARD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Prior SaleOct 31, 2005 · Amount on Record
Deed Document Number2026
Deed Book / Page42501 / 323
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 1, 2026
Property Address323 TERNWING DR, ARNOLD, MD 21012-1950
Document Number4250000323
Book / Page42501 / 323
Instrument DateJun 25, 2026
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyLAKESIDE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$535,300.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 TERNWING DR, ARNOLD, MD 21012-1950

Mortgage

Document Number4250000333,
DateJul 1, 2026
Book Page42501/333
Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address323 TERNWING DR, ARNOLD, MD 21012-1950
Document Number0340830471
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyPROGRESSIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address323 TERNWING DR ARNOLD MD 210121950, ARNOLD, MD 21012-1950

Mortgage

Document Number0340830471
DateJan 16, 2020
Book Page034083/000471
Lender
NameBAY VANGUARD BK
AddressSPARROWS POINT, MD 21219
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,064.00 (+19.56%) Homeowner's exemption$368,133 (+7.54%)$411,800 (+18.91%) Land $229,100 Building $182,700
2023$3,399.00 Homeowner's exemption$342,333$346,300 Land $229,100 Building $117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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