Carroll County property record for 323 Snowfall Way, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,780 sqft · built 1998 |
| Lot Size | 0.358 acres (15,615 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,000 (Feb 2018) |
| Tax Bill | $5,036 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-133995 |
| Primary APN | 07-133995 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,615 sqft (0.358 acres) |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 133995 |
|---|---|
| Street Address | 323 SNOWFALL WAY |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 56 - 15615 SF 323 SNOWFALL WAY 41-62/6 DEVLIN SQUARE SC 3 |
| Legal Subdivision | DEVLIN SQUARE SEC 03 |
| Legal Lot Number | 56 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 507601 |
323 Snowfall Way is owned and occupied by two individuals who bought it in February 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 SNOWFALL WAY, WESTMINSTER, MD 21157-4644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT BREEZE CU |
| Feb 27, 2018 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on File |
| Deed Sale | Feb 27, 2018 · Amount on File |
| Prior Sale | Nov 4, 1998 · Amount on File |
| Deed Book / Page | 8950 / 188 |
| Prior Transfer Date | Mar 8, 2017 |
| Prior Transfer Doc | 0086400028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 23, 2026 |
| Property Address | 323 SNOWFALL WAY, WESTMINSTER, MD 21157-4644 |
| Document Number | 1174000438 |
| Book / Page | 11743 / 438 |
| Instrument Date | Apr 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 323 SNOWFALL WAY, WESTMINSTER, MD 21157-4644 |
| Document Number | 1174000438, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 11743/438 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 323 SNOWFALL WAY, WESTMINSTER, MD 21157-4644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094610001 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 9461/0001 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 323 SNOWFALL WAY, WESTMINSTER, MD 21157-4644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100510249 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 10051/249 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 131 Months |
| Due | Dec 28, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 27, 2018 |
| Property Address | 323 SNOWFALL WAY, WESTMINSTER, MD 21157-4644 |
| Document Number | 0089500188 |
| Book / Page | 8950 / 0188 |
| Map Reference | MB41 GP62 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 323 SNOWFALL WAY, WESTMINSTER, MD 21157-4644 |
| Document Number | 0008950194 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 8950/194 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 22, 2017 |
| Property Address | 323 SNOWFALL WAY, WESTMINSTER, MD 21157-4644 |
| Document Number | 0086400028 |
| Book / Page | 008640 / 000028 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 323 SNOWFALL WAY WESTMINSTER MD 211574644, WESTMINSTER, MD 21157-4644 |
The 2026 property tax bill for 323 Snowfall Way was $5,036, up 6.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,036.00 (+6.16%) | $449,700 (+6.16%) Land $124,700 Building $325,000 | $449,700 (-) Land $124,700 Building $325,000 |
| 2025 | $4,744.00 | $423,600 | $449,700 Land $124,700 Building $325,000 |
| 2023 | $4,196.00 | $371,400 Land $124,700 Building $246,700 | $371,400 Land $124,700 Building $246,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Snowfall Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Snowfall Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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