323 Smith Farm Rd, Star, NC 27356 Property Records

Montgomery County property record for 323 Smith Farm Rd, Star, NC 27356

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 3 ba · 1,568 sqft · built 2006
Lot Size	5.34 acres (232,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,500 (May 2009)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7644 00 90 9863`

Property Details

APN / Parcel Number

Primary APN	`7644 00 90 9863`
Alternative APN	`1476295`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,568 sqft Finished Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	232,610 sqft (5.34 acres)
Garage Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1476295
Street Address	323 SMITH FARM RD
City	STAR
State	NC
Zip	27356-7400
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	MODULAR HO
Legal Description	BETSY CREEK ESTATE TRACT 1B, M/2 BETSY CREEK #1B M/2
Legal Subdivision	BETSY CREEK ESTATE
Legal Tract	1B
Legal Lot Number	1B
Jurisdiction	MONTGOMERY NC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1008
Census Tract	960201

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 SMITH FARM RD, STAR, NC 27356-7400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jun 27, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2009 · Amount on Record
Deed Sale	May 29, 2009 · Amount on Record
Deed Document Number	2009317165
Deed Book / Page	638 / 509
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Recording Date	Sep 2, 2026
Property Address	323 SMITH FARM RD, STAR, NC 27356-7400
Document Number	0000392163
Book / Page	991 / 887
Instrument Date	Aug 28, 2026
Instrument	2026392163
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SMITH FARM RD, STAR, NC 27356-7400

Mortgage

Document Number	0000392163,
Date	Sep 2, 2026
Book Page	991/887
Instrument	2026392163

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	323 SMITH FARM RD, STAR, NC 27356-7400
Transaction Type	Mortgage
Record Updated	Jul 5, 2019
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0828/0117
Date	Jun 27, 2019
Book Page	0828/0117
Instrument	359097

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,449 (-) Land $20,850 Building $181,599	$202,449 (-) Land $20,850 Building $181,599
2025	$1,245.00	$202,449 (-) Land $20,850 Building $181,599	$202,449 (-) Land $20,850 Building $181,599
2023		$202,449 Land $20,850 Building $181,599	$202,449 Land $20,850 Building $181,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Randolph Telephone.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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