Kane County property record for 323 Simms St, Aurora, IL 60505 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1929 |
| Square Footage | 866 sqft Living Area |
| Lot Size | 5,148 sqft (0.118 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2005) |
| Tax Bill | $2,728.00 (2025) |
Source: Kane County records · APN 15-27-351-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Apr 10, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Aug 01, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Sep 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 08, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2005 · Amount on Record |
| Deed Sale | Oct 20, 2005 · Amount on Record |
| Prior Sale | Nov 26, 2002 · Amount on Record |
| Deed Doc Number | 2005126306 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 22, 2026 |
| Property Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Document Number | 0000025765 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202625765 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Document Number | 0000025765, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202625765 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 280 Months |
| Due | Oct 01, 2049 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Document Number | 0000011558 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024K011558 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Document Number | 0000038730 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2022K038730 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Document Number | 0000069085 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021K069085 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Document Number | 0000049918 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 323 SIMMS ST AURORA IL 605055181, AURORA, IL 60505-5181 |
| Document Number | 0000049918 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 49918 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 08, 2019 |
| Property Address | 323 SIMMS ST, AURORA, IL 60505-5181 |
| Document Number | 0000047602 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 47602 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 S 4TH ST AURORA IL 605055142, AURORA, IL 60505-5142 |
| Document Number | 47603 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 47603 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2049 |
| Rate | 3.62% |
|---|
| Document Number | 47604, |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 47604 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60601 |
| Amount | Amount Recorded |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,728.00 (+15.5%) Homeowner's exemption | ||
| 2024 | $45,505 (+22.66%) Land $5,523 Building $39,982 | $136,570 (+22.71%) Land $16,576 Building $119,994 | |
| 2022 | $2,362.00 (+2.56%) Homeowner's exemption | $37,098 (+7.41%) Land $4,503 Building $32,595 | $111,294 (+7.41%) Land $13,509 Building $97,785 |
| 2021 | $2,303.00 Homeowner's exemption | $34,538 Land $4,192 Building $30,346 | $103,614 Land $12,576 Building $91,038 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 15-27-351-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 866 sqft Living Area |
| Gross Area | 1,888 sqft Gross Area |
| 1st Floor | 866 sqft 1st Floor |
| Basement Area | 866 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame Construction |
| Lot Area | 5,148 sqft (0.118 acres) |
| Depth X Width | 117 ft x 44 ft Depth x Width |
| Porch | Enclosed Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 323 SIMMS ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-5181 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLOSS PLACE ADDN ELY 44 FT & WLY 88 FT LOTS 1-3 LOT DIMENSIONS: 44 X 117 APPROX LOT SQ FT 5148 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001 |
| Legal Subdivision | BLOSS PLACE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 1-3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | AURORA |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 854200 |
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