McHenry County property record for 323 Shower St, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,076 sqft · built 1999 |
| Lot Size | 0.294 acres (12,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,000 (Oct 2020) |
| Tax Bill | $5,346 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32-211-009 |
| Primary APN | 05-32-211-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,076 sqft Living Area |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,800 sqft (0.294 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 323 SHOWER ST |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0042397 LTS 21 & 22 BLK 39 FOX LAKE VISTA UNIT 4 |
| Legal Subdivision | FOX LAKE VISTA UNIT 4 |
| Legal Block | 39 |
| Legal Lot Number | 21,22 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | BURTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 870105 |
323 Shower St is owned and occupied by an individual who bought it in October 2020.
Source: McHenry County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 SHOWER ST, SPRING GROVE, IL 60081-9048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Aug 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Oct 13, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Jan 10, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Prior Sale | Jan 10, 2019 |
| Deed Document Number | 202042397 |
| Prior Transfer Date | Dec 5, 2018 |
| Prior Transfer Doc | 0000000863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 29, 2026 |
| Property Address | 323 SHOWER ST, SPRING GROVE, IL 60081-9048 |
| Document Number | 0000028519 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202628519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 323 SHOWER ST, SPRING GROVE, IL 60081-9048 |
| Document Number | 0000028519, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202628519 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Nov 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 323 SHOWER ST, SPRING GROVE, IL 60081-9048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 323 SHOWER ST, SPRING GROVE, IL 60081-9048 |
| Document Number | 0000028330 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022R0028330 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 13, 2020 |
| Property Address | 323 SHOWER ST, SPRING GROVE, IL 60081-9048 |
| Document Number | 0000042397 |
| Map Reference | DOC80677MB6PG8&9 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 2020R0042397 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 SARAH DR, JOHNSBURG, IL 60051 |
| Document Number | 0000042398 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020R0042398 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 10, 2019 |
| Property Address | 323 SHOWER ST, SPRING GROVE, IL 60081-9048 |
| Document Number | 0000000863 |
| Map Reference | MB 6 PG 8&9 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 2019R0000863 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 SUNRISE CT, 700, WAUKESHA, WI 53188-4786 |
| Name | Verified Name |
|---|---|
| Address | 323 SHOWER ST, SPRING GROVE, IL 60081-9048 |
| Document Number | 0000000864 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 2019R0000864 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate | 5.12% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Burton Township |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,346.00 | $82,391 Land $10,534 Building $71,857 | $247,173 Land $31,602 Building $215,571 |
| 2022 | Homeowner's exemption | $67,596 Land $8,643 Building $58,953 | $202,788 Land $25,929 Building $176,859 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 323 Shower St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Shower St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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