323 Saylor St, Palatka, FL 32177 Property Records

Putnam County property record for 323 Saylor St, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	1,395 sqft · built 1957
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$27,800 (Nov 2021)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-10-26-5610-0100-0020`

Property Details

APN / Parcel Number

Primary APN	`01-10-26-5610-0100-0020`
Alternative APN	`39558`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Porch	Finished/Screened Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	39558
Street Address	323 SAYLOR ST
City	PALATKA
State	FL
Zip	32177-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCGREGORS RE-SUB OF BLK 10, MB4 P31 LOT 2
Legal Range	26E
Legal Township	10S
Legal Section	01
Legal Subdivision	MCGREGOR RESUB
Legal Block	10
Legal Lot Number	2
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2052
Census Tract	950700

Owner

323 Saylor St is owned and occupied by two individuals who bought it in November 2021.

Source: Putnam County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	323 SAYLOR ST, PALATKA, FL 32177-2850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Feb 6, 2007 · Amount on File
Deed Document Number	202126864
Deed Book / Page	1644 / 1713
Prior Transfer Date	Jan 30, 2007
Prior Transfer Doc	0011351939
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Nov 19, 2021
Property Address	323 SAYLOR ST, PALATKA, FL 32177-2850
Document Number	0016441713
Book / Page	1644 / 1713
Map Reference	MB 4 PG 31
Instrument Date	Nov 10, 2021
Instrument	202154026864
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$194.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5430 CRACKER SWAMP RD, 5430, HASTINGS, FL 32145-5506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SAYLOR ST, PALATKA, FL 32177-2850

Tax Assessment & Valuation

The 2025 property tax bill for 323 Saylor St was $1,610 with a homeowner's exemption.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Municipality	Palatka City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,610.00 Homeowner's exemption	$91,860	$110,000 Land $12,720 Building $97,280
2023	$1,429.00 (+9.17%) Homeowner's exemption	$86,680 (+2.99%)	$104,350 (+23.99%) Land $7,000 Building $97,350
2022	$1,309.00 Homeowner's exemption	$84,160	$84,160 Land $5,090 Building $79,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Saylor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Saylor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R.C. WILLIS WTP (CITY OF PALATKA) serves 11,900 people · EPA ID FL2544260
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	17 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20