323 S Main St, Walbridge, OH 43465 Property Records

Wood County property record for 323 S Main St, Walbridge, OH 43465

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,782 sqft · built 1932
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Sep 2026)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2025 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`H31712090113004000`

Property Details

APN / Parcel Number

Primary APN	`H31712090113004000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	1,417 sqft
Attic	Attic
Attic Area	365 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	150 ft deep x 44 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	240 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Street Address	323 S MAIN ST
City	WALBRIDGE
State	OH
Zip	43465-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INLOT 403
Legal Range	12N
Legal Township	7E
Legal Section	09
Legal Subdivision	VILLAGE/WALBRIDGE
Legal Block	13
Legal Lot Number	403
Jurisdiction	WOOD OH
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3045
Census Tract	20800

Owner

323 S Main St is owned and occupied by two individuals who bought it in September 2026.

Source: Wood County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 S MAIN ST, WALBRIDGE, OH 43465-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Oct 2, 2008 · Amount on File
Deed Document Number	202610572
Prior Transfer Date	Jan 29, 2008
Prior Transfer Doc	0000001310
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOOD OH
Recording Date	Sep 4, 2026
Property Address	323 S MAIN ST, WALBRIDGE, OH 43465-1304
Document Number	0000010572
Instrument Date	Sep 3, 2026
Instrument	202610572
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FALLS TITLE, FALLEN TIMBERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,056.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	323 S MAIN ST, WALBRIDGE, OH 43465-1304

Mortgage

Document Number	0000010573,
Date	Sep 4, 2026
Instrument	202610573

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Property Address	323 S MAIN ST, WALBRIDGE, OH 43465-1304
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 S MAIN ST, WALBRIDGE, OH 43465-1304

Mortgage

Document Number	0000015076
Date	Dec 16, 2025
Instrument	202515076

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 323 S Main St was $1,191.

Source: Wood County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wood County
County Subdivision	Lake Township
Municipality	Walbridge Village
Unified School District	Lake Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00 Homeowner's exemption	$26,810 (-) Land $6,930 Building $19,880	$76,600 Land $19,800 Building $56,800
2024	$1,191.00 (+0.42%) Homeowner's exemption	$26,810 (-) Land $6,930 Building $19,880
2023	$1,186.00 (+12.52%) Homeowner's exemption	$26,810 (+33.18%) Land $6,930 Building $19,880	$76,600 Land $19,800 Building $56,800
2022	$1,054.00 Homeowner's exemption	$20,130 Land $6,480 Building $13,650
2020			$57,500 Land $18,500 Building $39,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 323 S Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1982–2015)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWESTERN W AND SD - TOLEDO SVC AREA serves 19,332 people · EPA ID OH8752812
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Amplex Wireless, T-Mobile, Verizon.

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