Berks County property record for 323 S 3rd St, Reading, PA 19602
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,083 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $894 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Jul 2023 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 5306-34-68-8239 |
| Primary APN | 5306-34-68-8239 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,083 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,742 sqft (0.04 acres) |
| View / Lot | Neighborhood |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1061900 |
|---|---|
| Street Address | 323 S 3RD ST |
| City | READING |
| State | PA |
| Zip | 19602-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 88 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2500 |
Source: Berks County assessment roll, APN 5306-34-68-8239, as of May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 S 3RD ST, READING, PA 19602-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jul 07, 2023 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 01, 2025 |
| Transfer Doc | 0000020163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 323 S 3RD ST, READING, PA 19602-2301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 323 S 3RD ST, READING, PA 19602-2301 |
| Document Number | 0000037897 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 2023037897 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 323 S 3RD ST, READING, PA 19602-2301 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019757 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 2023019757 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County assessment roll as of May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $894.00 (+6.56%) | $31,700 (-) Land $7,700 Building $24,000 | $7,700 (-75.71%) Land $7,700 |
| 2024 | $839.00 | $31,700 Land $7,700 Building $24,000 | |
| 1994 | $31,700 Land $7,700 Building $24,000 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), as of February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110025002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1978–2006) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 801 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system PA3060059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures