323 Riggs Rd, Hubert, NC 28539 Property Records

Onslow County property record for 323 Riggs Rd, Hubert, NC 28539 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,122 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2021)
Tax Bill	$989 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1301B-41`

Property Details

APN / Parcel Number

Primary APN	`1301B-41`
Alternative APNs	`469097000` `045372`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area

Exterior

Year Built	Built 1996
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	469097000
Old Parcel Number	1301B 41,
Street Address	323 RIGGS RD
City	HUBERT
State	NC
Zip	28539-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11 S3 HUNT MARSH S/F 1301 128
Legal Subdivision	HUNTINGTON MARSH SEC 3
Legal Lot Number	11
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2006
Census Tract	2500

Owner

Source: Onslow County records · APN 1301B-41

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	323 RIGGS RD, HUBERT, NC 28539-4037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 01, 2018	Warranty Deed, Transfer · Conventional with PMI JOSEPH S & SHARON E HENDERSON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Mar 01, 2018 · Amount on Record
Deed Document Number	0005366426
Deed Book / Page	5366 / 426
Record Updated	Jun 07, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	323 RIGGS RD, HUBERT, NC 28539-4037
Transaction Type	Mortgage
Record Updated	Feb 02, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 RIGGS RD, HUBERT, NC 28539-4037

Mortgage

Document Number	0065110343
Date	Jan 16, 2026
Book Page	6511/343

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 22, 2021
Property Address	323 RIGGS RD, HUBERT, NC 28539-4037
Document Number	0053660426
Book / Page	5366 / 426
Map Reference	MB 24 PG 170
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 RIGGS RD, 323, HUBERT, NC 28539-4037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 RIGGS RD, HUBERT, NC 28539-4037

Mortgage

Document Number	0005366429
Date	Jan 22, 2021
Instrument	5366/429

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2041

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 01, 2018
Property Address	323 RIGGS RD, HUBERT, NC 28539-4037
Document Number	0047440650
Book / Page	004744 / 000650
Instrument Date	Mar 01, 2018
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 RIGGS RD HUBERT NC 285394037, HUBERT, NC 28539-4037

Mortgage

Document Number	47440653
Date	Mar 01, 2018
Book Page	004744/000653

Lender

Name	JOSEPH S & SHARON E HENDERSON
Address	4129 E PELELIU DR, TARAWA TERRACE, NC 28543-1196
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Feb 28, 2023

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$989.00	$151,067 Land $40,000 Building $111,067	$151,067 Land $40,000 Building $111,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330025002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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