323 Rector St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 323 Rector St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,400 sqft · built 1969
Lot Size0.028 acres (1,228 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Aug 2006)
Tax Bill$4,358 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-00130-0000-00033

Property Details

APN / Parcel Number

Primary APN16-00130-0000-00033
Alternative APN
  • 160013000033

Interior

Stories2 Stories
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Lot Area1,228 sqft (0.028 acres)

Location & Zoning

Street Address323 RECTOR ST
CityPERTH AMBOY
StateNJ
Zip08861-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-MM
Legal Description2.3606%
Legal SubdivisionREDEVELOPMENT ASSOCIATES/PERTH
Legal Block130
Legal Lot Number33
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group1
Census Block1002
Census Tract4900

Owner

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address323 RECTOR ST, PERTH AMBOY, NJ 08861-4206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2006 · Amount on Record
Deed SaleAug 25, 2006 · Amount on Record
Deed Book / Page5711 / 424
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address323 RECTOR ST, PERTH AMBOY, NJ 08861-4206
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021093452
DateJul 21, 2021
Book Page18545/266
Instrument2021093452
Lender
NamePROVIDENT BANK
TypeBank
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,000 (-) Land $90,000 Building $55,000$145,000 (-) Land $90,000 Building $55,000
2025$4,358.00 (+5.67%) Veteran's exemption$145,000 (-) Land $90,000 Building $55,000$145,000 (-) Land $90,000 Building $55,000
2024$4,124.00 (+1.5%)
2023$145,000 Land $90,000 Building $55,000$145,000 Land $90,000 Building $55,000
2022$4,063.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims15 (1984–2015)
Claims Outside the SFHA15 of 15
Most Recent ClaimMay 2015 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 848 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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