323 Randerson Ln, Sparta, TN 38583 Property Records

White County property record for 323 Randerson Ln, Sparta, TN 38583

Property Summary

Property Type	Rural Home
Details	2 ba · 1,120 sqft · built 1989
Lot Size	27.3 acres (1,191,366 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Feb 2021)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093047 02102`

Property Details

APN / Parcel Number

Primary APN	`093047 02102`
Alternative APN	`047 02102`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,191,366 sqft (27.3 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Deck Area	25 sqft
Shed	1 Shed
Shed Area	1,000 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	323 RANDERSON LN
City	SPARTA
State	TN
Zip	38583-7286
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 3
Jurisdiction	WHITE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1006
Census Tract	935200

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	323 RANDERSON LN, SPARTA, TN 38583-7286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 2, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, FOUNDATION T&E SERIES LLC
Feb 2, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jun 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	0RD473/579
Deed Book / Page	RD473 / 579
Last Transfer Date	Mar 2, 2021
Transfer Doc	0RB475/499
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	323 RANDERSON LN, SPARTA, TN 38583-7286
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 RANDERSON LN, SPARTA, TN 38583-7286

Mortgage

Document Number	0RB591/447
Date	Jan 12, 2026
Book Page	RB591/447
Instrument	26000139

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	323 RANDERSON LN, SPARTA, TN 38583-7286
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB498/510
Date	Dec 20, 2021
Book Page	RB498/510
Instrument	21006071

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Mar 2, 2021
Property Address	323 RANDERSON LN, SPARTA, TN 38583-7286
Document Number	0RB475/499
Book / Page	RB475 / 499
Instrument Date	Feb 9, 2021
Instrument	21000944
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 RANDERSON LN, SPARTA, TN 38583-7286

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Feb 2, 2021
Property Address	323 RANDERSON LN, SPARTA, TN 38583-7286
Document Number	0RD473/579
Book / Page	RD473 / 579
Instrument Date	Jan 27, 2021
Instrument	21000488
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 RANDERSON LN, SPARTA, TN 38583-7286

Mortgage

Document Number	0021000489
Date	Feb 2, 2021
Instrument	21000489

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jun 3, 2019
Property Address	323 RANDERSON LN, SPARTA, TN 38583-7286
Document Number	0000001981
Book / Page	000435 / 000041
Instrument Date	Jun 3, 2019
Instrument	1981
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,035.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 RANDERSON LN SPARTA TN 385837286, SPARTA, TN 38583-7286

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00 (+38.77%) Additional exemption filed	$95,950 (+102.75%) Land $12,225 Building $83,725	$513,500 (+103.69%) Land $178,600 Building $334,900
2023		$47,325 Land $8,250 Building $39,075
2021	$975.00
2020			$252,100 Land $95,800 Building $156,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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