323 Pollock St, New Bern, NC 28560 Property Records

Craven County property record for 323 Pollock St, New Bern, NC 28560

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,682 sqft · built 1890
Lot Size	0.074 acres (3,207 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Sep 2019)
Tax Bill	$4,829 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-001-C-084`

Property Details

APN / Parcel Number

Primary APN	`8-001-C-084`
Alternative APN	`126985`

Interior

Building Area	1,682 sqft Total Area
1st Floor Area	1,682 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Rolled Roofing
Lot Area	3,207 sqft (0.074 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	126985
Street Address	323 POLLOCK ST
City	NEW BERN
State	NC
Zip	28560-4944
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	NC1
Legal Description	323 POLLOCK
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1024
Census Tract	960900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Baxter Clock listed 1973 · 1 contributing resources · NRIS 73001319

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5609 HWY 70, DOVER, NC 28526-8872
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage DOGWOOD STATE BANK
Sep 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Jan 11, 2011 · Amount on Record
Deed Document Number	201910042835
Deed Book / Page	3583 / 511
Prior Transfer Date	Jan 2, 2008
Prior Transfer Doc	2679/0217
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	323 POLLOCK ST, NEW BERN, NC 28560-4944
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5643 HWY 70, DOVER, NC 28526-8872

Mortgage

Document Number	03871/1654
Date	Mar 9, 2026
Book Page	3871/1654
Instrument	10153236

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	531 MCCARTHY BLVD, NEW BERN, NC 28562

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	323 POLLOCK ST, NEW BERN, NC 28560-4944
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5643 HWY 70, DOVER, NC 28526-8872

Mortgage

Document Number	003853/335
Date	Sep 23, 2025
Book Page	3853/335
Instrument	10146419

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	531 MCCARTHY BLVD, NEW BERN, NC 28562

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	323 POLLOCK ST, NEW BERN, NC 28560-4944
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5643 HWY 70, DOVER, NC 28526-8872

Mortgage

Document Number	03754/1674
Date	Feb 10, 2023
Book Page	3754/1674
Instrument	10108902

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	WINTERVILLE, NC 28590

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 4, 2019
Property Address	323 POLLOCK ST, NEW BERN, NC 28560-4944
Document Number	3583/511
Book / Page	3583 / 511
Instrument Date	Aug 30, 2019
Instrument	10042835
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 HWY 70, DOVER, NC 28526-8872

Mortgage

Document Number	003583/516
Date	Sep 4, 2019
Book Page	3583/516
Instrument	10042836

Lender

Name	SOUND BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,829.00 (+3.16%)	$494,350 (-) Land $135,150 Building $359,200	$494,350 (-) Land $135,150 Building $359,200
2025		$494,350 (-) Land $135,150 Building $359,200	$494,350 (-) Land $135,150 Building $359,200
2024	$4,681.00 (+1.06%)
2023	$4,632.00	$494,350 Land $135,150 Building $359,200	$494,350 Land $135,150 Building $359,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Optimum, T-Mobile.

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