Franklin County property record for 323 Penhook Pointe Cir, Penhook, VA 24137 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 61,071 sqft (1.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2021) |
| Tax Bill | $3,312.00 (2025) |
| Primary APN | 067 03-001 04A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 3,680 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Basement Area | 1,872 sqft Basement |
| Finished Basement | 1,290 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 61,071 sqft (1.4 acres) |
| Driveway | Driveway Concrete |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Patio Area | 1,088 sqft Patio |
|---|---|
| Topography | Rolling Topography |
| Boat Access | Boat Access |
| Boat House | 288 sqft Boat House |
| Storage Building | Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 44094 |
|---|---|
| Street Address | 323 PENHOOK POINTE CIR |
| City | PENHOOK |
| State | VA |
| Zip | 24137-1581 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PENHOOK POINT LOT 4 SECTIONTION A |
| Legal Subdivision | PENHOOK POIN |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN VA |
| Minor Civil Division | UNION HALL |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 20102 |
Source: Franklin County records · APN 067 03-001 04A
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 PENHOOK POINTE CIR, PENHOOK, VA 24137-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK |
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST CO |
| Apr 30, 2021 | Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Nov 01, 2012 · Amount on Record |
| Deed Doc Number | 20214056 |
| Deed Book / Page | 1161 / 3127 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 323 PENHOOK POINTE CIR, PENHOOK, VA 24137-1581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0012412487 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 1241/2487 |
| Instrument | 260001351 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | CARY, NC 27519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year TN |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 323 PENHOOK POINTE CIR, PENHOOK, VA 24137-1581 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 323 PENHOOK POINTE CIR, PENHOOK, VA 24137-1581 |
| Document Number | 0011881068 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 1188/1068 |
| Instrument | 220006116 |
| Name | AMERICAN NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RIDGEWAY, VA 24148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Apr 30, 2021 |
| Property Address | 323 PENHOOK POINTE CIR, PENHOOK, VA 24137-1581 |
| Document Number | 0011613127 |
| Book / Page | 1161 / 3127 |
| Map Reference | MB 1161 PG 1561 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 210004056 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2671 JOSEPH MARTIN HWY, MARTINSVILLE, VA 24112-0136 |
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,312.00 (+2.6%) | $770,400 (+45.55%) Land $162,000 Building $608,400 | $770,400 (+45.55%) Land $162,000 Building $608,400 |
| 2023 | $3,228.00 | $529,300 (+7.98%) Land $155,000 Building $374,300 | $529,300 (+7.98%) Land $155,000 Building $374,300 |
| 2022 | $490,200 Land $155,000 Building $335,200 | $490,200 Land $155,000 Building $335,200 |
323 Penhook Pointe Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Franklin County (51067C), updated January 6, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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