323 Panoramic Cir, Warrior, AL 35180 Property Records

Blount County property record for 323 Panoramic Cir, Warrior, AL 35180

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,023 sqft · built 2000
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$491,000 (May 2026)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-09-31-0-000-015.005`

Property Details

APN / Parcel Number

Primary APN	`22-09-31-0-000-015.005`
Alternative APNs	`41925` `61002`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,023 sqft Living Area
1st Floor Area	2,023 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	69,696 sqft (1.6 acres)
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	61002
Street Address	323 PANORAMIC CIR
City	WARRIOR
State	AL
Zip	35180-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 112 MOUNTAIN OAKS SECTOR 6, MC A/89-10--
Legal Range	02W
Legal Township	13S
Legal Section	31
Legal Subdivision	MOUNTAIN OAKS SECTOR 6
Legal Lot Number	112
Jurisdiction	BLOUNT AL
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2011
Census Tract	50603

Owner

Source: Blount County records · APN 22-09-31-0-000-015.005

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	323 PANORAMIC CIR, WARRIOR, AL 35180-4866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANT CREDIT UNION
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
Jul 16, 2021	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
May 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRSTBANK OF CHARLESTON
Nov 05, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Nov 05, 2018
Deed Document Number	202610076158
Deed Book / Page	2026 / 14010
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	May 14, 2026
Property Address	323 PANORAMIC CIR, WARRIOR, AL 35180-4866
Document Number	0010076158
Book / Page	2026 / 14010
Instrument Date	May 14, 2026
Instrument	2026.10076158
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49,591.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 PANORAMIC CIR, WARRIOR, AL 35180-4866

Mortgage

Document Number	0010076159,
Date	May 14, 2026
Book Page	2026/14013
Instrument	2026.10076159

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	323 PANORAMIC CIR, WARRIOR, AL 35180-4866
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/10026
Date	Mar 23, 2022
Book Page	2022/10026
Instrument	10036996

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2032

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	323 PANORAMIC CIR, WARRIOR, AL 35180-4866
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/25382
Date	Jul 16, 2021
Book Page	2021/25382
Instrument	10029068

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	323 PANORAMIC CIR, WARRIOR, AL 35180-4866
Transaction Type	Mortgage
Record Updated	Jun 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/12951
Date	May 05, 2020
Book Page	2020/12951
Instrument	10016241

Lender

Name	COMMUNITY FIRSTBANK OF CHARLESTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Nov 05, 2018
Property Address	323 PANORAMIC CIR, WARRIOR, AL 35180-4866
Document Number	2018/28382
Book / Page	2018 / 28382
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	Jun 08, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 PANORAMIC CIR, 323, WARRIOR, AL 35180-4866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 PANORAMIC CIR, WARRIOR, AL 35180-4866

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+1.09%)	$33,100 (+1.1%)	$331,080 (+1.11%)
2024	$1,006.00 (-2.99%) Homeowner's exemption	$32,740 (-2.91%) Land $2,500 Building $30,240	$327,460 (-2.86%) Land $25,000 Building $302,460
2023	$1,037.00 (+20.02%) Homeowner's exemption	$33,720 (+18.82%) Land $2,500 Building $31,220	$337,100 (+18.78%) Land $25,000 Building $312,100
2022	$864.00 Homeowner's exemption	$28,380 Land $2,500 Building $25,880	$283,800 Land $25,000 Building $258,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 77 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panoramic Cir

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