323 Owens St, Gilmer, TX 75644 Property Records

Upshur County property record for 323 Owens St, Gilmer, TX 75644

Property Summary

Property TypeSingle Family Home
Details1,944 sqft · built 2022
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Tax Bill$4,446 (2026)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN003U-S02-C11-021

Property Details

APN / Parcel Number

Primary APN003U-S02-C11-021
Alternative APN
  • 3317

Interior

Building Area1,944 sqft Total Area
1st Floor Area1,523 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions40 ft deep x 30 ft wide
Garage TypeAttached
Garage Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number003U-S02-C11-021
Street Address323 OWENS ST
CityGILMER
StateTX
Zip75644-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABS A3 LUMBERA, ANISETA,TRACT 21, 0.2 ACRES & HOUSE
Legal SubdivisionANISETA SURVEY A-3
Legal Tract21
JurisdictionUPSHUR TX
Township / Civil DivisionGILMER
Census Block Group4
Census Block4034
Census Tract950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address323 OWENS ST, GILMER, TX 75644-2430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionUPSHUR TX
Recording DateFeb 24, 2023
Property Address323 OWENS ST, GILMER, TX 75644-2430
Document Number0202301081
Instrument DateFeb 23, 2023
Instrument202301081
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 OWENS ST, GILMER, TX 75644-2430

Mortgage

Document Number0202301079
DateFeb 24, 2023
Instrument202301079
Lender
NameALTRA FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGilmer City
CountyUpshur County
Unified School DistrictGilmer Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,446.00 (-1.98%)$228,310 (-2%) Land $11,670 Building $216,640$228,310 (-2%) Land $11,670 Building $216,640
2025$4,536.00 (+4,576.29%)$232,980 (+4%) Land $14,110 Building $218,870$232,980 (+4%) Land $14,110 Building $218,870
2024$224,030 (+10.77%) Land $9,060 Building $214,970$224,030 (+10.77%) Land $9,060 Building $214,970
2023$202,240 Land $5,670 Building $196,570$202,240 Land $5,670 Building $196,570
2022$97.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimApr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILMER
serves 8,115 people · EPA ID TX2300002
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Etex Telephone
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

May also be available: Verizon.

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