323 NW 4th St, Stuart, IA 50250 Property Records

Guthrie County property record for 323 NW 4th St, Stuart, IA 50250

Property Summary

Property TypeSingle Family Home
Details3 bd · 6 ba · 1,548 sqft · built 1973
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on Record
Tax Bill$3,770 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2021 Mortgage
APN0001369700

Property Details

APN / Parcel Number

Primary APN0001369700

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,548 sqft Living Area
Basement Area1,548 sqft
Finished Basement775 sqft
Unfinished Basement1,548 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,200 sqft (0.257 acres)
Lot Dimensions80 ft deep x 140 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address323 NW 4TH ST
CitySTUART
StateIA
Zip50250-3042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50 LOT 7 & S 20' OF L 8 BLK 50
Legal SubdivisionORIGINAL TOWN OF STUART
Legal Block50
Legal Lot Number7
JurisdictionGUTHRIE IA
Township / Civil DivisionSTUART
Census Block Group2
Census Block2056
Census Tract950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address323 NW 4TH ST, STUART, IA 50250-3042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Recording DateMay 20, 2026
Property Address323 NW 4TH ST, STUART, IA 50250-3042
Document Number0000001172
Instrument DateMay 15, 2026
Instrument20261172
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 NW 4TH ST, STUART, IA 50250-3042

Mortgage

Document Number0000001172,
DateMay 20, 2026
Instrument20261172
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address323 NW 4TH ST, STUART, IA 50250-3042
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020211673
DateJun 1, 2021
Instrument2021-1673
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyGuthrie County
MunicipalityStuart City
Unified School DistrictWest Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,500 (-) Land $18,400 Building $241,100$259,500 (-) Land $18,400 Building $241,100
2025$3,770.00 (+15.93%) Homeowner's exemption$259,500 (+24.22%) Land $18,400 Building $241,100$259,500 (+24.22%) Land $18,400 Building $241,100
2024$3,252.00 (+11.91%)
2023$208,900 (+29.11%) Land $22,400 Building $186,500$208,900 (+29.11%) Land $22,400 Building $186,500
2022$2,906.00 Homeowner's exemption$161,800 Land $22,400 Building $139,400
2021$161,800 Land $22,400 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART WATER SUPPLY
serves 1,814 people · EPA ID IA0180001
Water SourcePurchased surface water from XENIA RWD (DES MOINES)
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.

Nearby Properties on NW 4th St

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