323 N Main St, Spencerville, OH 45887 Property Records

Allen County property record for 323 N Main St, Spencerville, OH 45887

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,410 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$53,000 (Sep 2012)
Tax Bill$855 (2025)
Flood ZoneZone X (minimal risk)
APN44-1206-07-001.000

Property Details

APN / Parcel Number

Primary APN44-1206-07-001.000
Alternative APN
  • E1944120607001000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
Gross Area1,522 sqft
1st Floor Area953 sqft
AtticAttic
Attic Area457 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area390 sqft
Deck Area100 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address323 N MAIN ST
CitySPENCERVILLE
StateOH
Zip45887-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL LOT 60 FF 066.000
Legal SubdivisionVILLAGE/SPENCERVILLE
Legal Lot Number60
JurisdictionALLEN OH
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1047
Census Tract10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address323 N MAIN ST, SPENCERVILLE, OH 45887-1021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2012 · Amount on Record
Deed SaleSep 5, 2012 · Amount on Record
Prior SaleMay 19, 2009 · Amount on Record
Deed Document Number201211828
Deed Book / Page2012 / 11828
Prior Transfer DateApr 17, 2012
Prior Transfer Doc4180005152
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionSpencer Township
MunicipalitySpencerville Village
Unified School DistrictSpencerville Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$855.00 (-0.23%)$25,800 (-) Land $5,950 Building $19,850$73,700 (-) Land $17,000 Building $56,700
2024$857.00 (+13.81%) Homeowner's exemption$25,800 (+21.99%) Land $5,950 Building $19,850$73,700 (+22.02%) Land $17,000 Building $56,700
2023$753.00 (-1.44%) Homeowner's exemption$21,150 (-) Land $4,870 Building $16,280
2022$764.00 Homeowner's exemption$21,150 Land $4,870 Building $16,280
2021$60,400 Land $13,900 Building $46,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCERVILLE VILLAGE
serves 2,261 people · EPA ID OH0201312
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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