323 N Main St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 323 N Main St, Naugatuck, CT 06770

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 1.5 ba · 2,203 sqft · built 1885
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jul 2025)
Tax Bill	$11,649 (2026)
Deeds & Mortgages	Jul 2025 Sale & Line of Credit Jun 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:39.5-42E1`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:39.5-42E1`
Alternative APNs	`NAUG M:042 L:1130` `AI14 42E1` `042-1130` `42-1130`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,203 sqft Living Area
Basement Area	959 sqft
Unfinished Basement	959 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	42-1130
Street Address	323 N MAIN ST
City	NAUGATUCK
State	CT
Zip	06770-3228
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R8
Legal Lot Number	1130
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3015
Census Tract	345100

Owner

323 N Main St, a residential property, is owned and occupied by an individual who bought it in July 2025.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	323 N MAIN ST, NAUGATUCK, CT 06770-3228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC
Jun 20, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2024	Warranty Deed, Transfer
Oct 15, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Aug 13, 2024 · Amount on File
Deed Document Number	20252293
Deed Book / Page	1164 / 5
Prior Transfer Date	Jan 13, 2025
Prior Transfer Doc	001161-555
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 29, 2025
Property Address	323 N MAIN ST, NAUGATUCK, CT 06770-3228
Document Number	00001164-5
Book / Page	1164 / 5
Instrument Date	Jul 25, 2025
Instrument	20252293
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252294
Date	Jul 29, 2025
Instrument	2025-2294

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jun 20, 2025
Property Address	323 N MAIN ST, NAUGATUCK, CT 06770-3228
Document Number	001161-555
Book / Page	1161 / 555
Instrument Date	Jan 13, 2025
Instrument	20251869
Transaction Type	Transfer
Record Updated	Jul 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 13, 2024
Property Address	323 N MAIN ST, NAUGATUCK, CT 06770-3228
Document Number	001143-810
Book / Page	1143 / 810
Instrument Date	Aug 8, 2024
Instrument	20242125
Transaction Type	Transfer
Record Updated	Aug 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 W RIVER ST, MILFORD, CT 06461-1956

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 13, 2024
Property Address	323 N MAIN ST, NAUGATUCK, CT 06770-3228
Document Number	001143-806
Book / Page	1143 / 806
Instrument Date	Jul 15, 2024
Instrument	20242124
Transaction Type	Transfer
Record Updated	Aug 29, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Oct 15, 2019
Property Address	323 N MAIN ST, NAUGATUCK, CT 06770-3228
Document Number	1035-871
Book / Page	001035 / 000871
Instrument Date	Oct 8, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$87.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 N MAIN ST NAUGATUCK CT 067703228, NAUGATUCK, CT 06770-3228

Tax Assessment & Valuation

The 2026 property tax bill for 323 N Main St was $11,649, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,649.00 (+1.63%)	$288,050 (-) Land $17,920 Building $270,130	$468,529 (+132.36%)
2025	$11,462.00	$288,050 Land $17,920 Building $270,130	$201,635 Land $12,544 Building $189,091
2024	$11,462.00 (-11.08%)
2023	$12,890.00 (+92.82%)	$288,050 (+105.75%) Land $17,920 Building $270,130
2022	$6,685.00	$140,000 Land $15,000 Building $125,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 323 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures