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323 N Central Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 323 N Central Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,779 sqft · built 1955
Lot Size0.566 acres (24,655 sqft)
Owner2 Individual Names on Record
Last Sale$849,995 (Mar 2025)
Tax Bill$16,398 (2025)
Deeds & MortgagesNov 2023 Sale
Flood ZoneZone X (minimal risk)
APN48-01503-0000-00008

Property Details

APN / Parcel Number

Primary APN48-01503-0000-00008
Alternative APNs
  • 480150300008
  • NEW YORK

Interior

Stories1 Story
Building Area1,779 sqft Living Area
1st Floor Area1,779 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area24,655 sqft (0.566 acres)
Lot Dimensions274 ft deep x 90 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberNEW YORK
Street Address323 N CENTRAL AVE
CityRAMSEY
StateNJ
Zip07446-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.566AC
Legal SubdivisionRAMSEY BOROUGH
Legal Block1503
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1014
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address323 N CENTRAL AVE, RAMSEY, NJ 07446-1417
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2025 · Amount on Record
Deed SaleMar 17, 2025 · Amount on Record
Prior SaleNov 20, 2023 · Amount on Record
Deed Document Number202519141
Deed Book / Page5455 / 48
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 20, 2023
Property Address323 N CENTRAL AVE, RAMSEY, NJ 07446-1417
Document Number0051290462
Book / Page5129 / 462
Instrument DateNov 1, 2023
Instrument2023075502
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Tax$4,511.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address47 CHERRY LN, RAMSEY, NJ 07446-1818

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 S JACKSON AVE, MANASQUAN, NJ 08736-3851

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$842,700 (+5.81%) Land $336,500 Building $506,200$842,700 (+5.81%) Land $336,500 Building $506,200
2025$16,398.00 (+24.76%)$796,400 (+70.97%) Land $316,500 Building $479,900$796,400 (+70.97%) Land $316,500 Building $479,900
2024$13,144.00 (+7.59%)
2023$465,800 (-) Land $261,300 Building $204,500$465,800 (-) Land $261,300 Building $204,500
2022$12,217.00 (+1.15%)$465,800 Land $261,300 Building $204,500$465,800 Land $261,300 Building $204,500
2021$12,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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