323 N Bostwick St, Charlotte, MI 48813 Property Records

Eaton County property record for 323 N Bostwick St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (Nov 2016)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Nov 2016 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20000000314000`

Property Details

APN / Parcel Number

Primary APN	`20000000314000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	550 sqft
Unfinished Basement	550 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	323 N BOSTWICK ST
City	CHARLOTTE
State	MI
Zip	48813-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOTS 14 & 15. BLOCK 3. O. P. CITY OF CHARLOTTE
Legal Subdivision	ORIGINAL PLAT OF THE CITY OF CHARLOTTE
Legal Block	3
Legal Lot Number	14-15
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	20901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

323 N Bostwick St is owned by an individual who bought it in November 2016.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3824 WESTCHESTER BLVD, JACKSON, MI 49203-1170
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 30, 2016	Deed, Transfer MIDSTATE TITLE AGENCY LLC
Oct 21, 2016	Deed, Transfer
Sep 12, 2013	Intrafamily Transfer, Transfer
May 6, 2008	Intrafamily Transfer, Transfer TALON
May 30, 2007	Warranty Deed, Transfer EATON FSB
Dec 27, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Prior Sale	May 30, 2007 · Amount on File
Deed Book / Page	2654 / 236
Prior Transfer Date	Sep 5, 2013
Prior Transfer Doc	02484/1067
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	323 N BOSTWICK ST, CHARLOTTE, MI 48813-1411
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02781/0862
Date	Apr 25, 2019
Book Page	2781/0862

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	EATON MI
Recording Date	Nov 30, 2016
Property Address	323 N BOSTWICK ST, CHARLOTTE, MI 48813-1411
Document Number	02654/0236
Book / Page	2654 / 0236
Map Reference	LB1 PG67
Instrument Date	Nov 28, 2016
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$236.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 S COCHRAN AVE, CHARLOTTE, MI 48813-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 S BOSTWICK ST, CHARLOTTE, MI 48813-2110

October 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	EATON MI
Recording Date	Oct 21, 2016
Property Address	323 N BOSTWICK ST, CHARLOTTE, MI 48813-1411
Document Number	02648/0205
Book / Page	2648 / 0205
Map Reference	LB1 PG67
Instrument Date	Oct 12, 2016
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 S CHESTER RD, CHARLOTTE, MI 48813-9546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 S COCHRAN AVE, CHARLOTTE, MI 48813-1551

September 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Sep 12, 2013
Property Address	323 N BOSTWICK ST, CHARLOTTE, MI 48813-1411
Document Number	02484/1067
Book / Page	2484 / 1067
Instrument Date	Sep 5, 2013
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4264 W GRESHAM HWY, CHARLOTTE, MI 48813-8828

May 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	May 6, 2008
Property Address	323 N BOSTWICK ST, CHARLOTTE, MI 48813-1411
Document Number	02178/1281
Book / Page	2178 / 1281
Map Reference	LB1 PG67
Instrument Date	Apr 25, 2008
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TALON

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 S BOSTWICK ST, CHARLOTTE, MI 48813-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S BOSTWICK ST, CHARLOTTE, MI 48813-1801

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 30, 2007
Property Address	323 N BOSTWICK ST, CHARLOTTE, MI 48813-1411
Document Number	02119/1135
Book / Page	2119 / 1135
Map Reference	LB1 PG67
Instrument Date	May 25, 2007
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	THE TALON GROUP KIERLAND, THE TALON GROUP

Transaction

Amount	Amount on Record
Tax	$301.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 N BOSTWICK ST, CHARLOTTE, MI 48813-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 FLANDERS RD, CHARLOTTE, MI 48813-9307

Mortgage

Document Number	0021191137
Date	May 30, 2007
Instrument	2119/1137

Lender

Name	EATON FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2022

December 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Dec 27, 2006
Property Address	323 N BOSTWICK ST, CHARLOTTE, MI 48813-1411
Document Number	02088/0308
Book / Page	2088 / 0308
Map Reference	LB1 PG67
Instrument Date	Dec 14, 2006
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5335 JOPPA WAY, LAKELAND, FL 33810-5825

Tax Assessment & Valuation

The 2025 property tax bill for 323 N Bostwick St was $1,398, up 3% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,400 (+4.23%)	$75,618 (-) Land $29,320 Building $46,298
2025	$1,398.00 (+3.02%)	$37,800	$75,618 Land $29,320 Building $46,298
2024	$1,357.00
2023		$32,800	$65,600
2022	$1,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 N Bostwick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 323 N Bostwick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T.

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