323 N 7th St, Waco, TX 76701 Property Records

McLennan County property record for 323 N 7th St, Waco, TX 76701

Property Summary

Property Type	Commercial
Details	1,800 sqft · built 1949
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$819 (2025)
Deeds & Mortgages	Nov 2023 Sale May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48-026125-000100-0`

Property Details

APN / Parcel Number

Primary APN	`48-026125-000100-0`
Alternative APN	`383730`

Interior

Stories	1 Story
Building Area	1,800 sqft Gross Area
1st Floor Area	1,800 sqft
Flooring	Tile

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	147 ft deep x 71 ft wide
Canopy	2,324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	323 N 7TH ST
City	WACO
State	TX
Zip	76701-1331
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2007TIF
Legal Description	HUACO ADDITION LOT 1 BLOCK 1 ACRES .24
Legal Subdivision	HUACO ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2017
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waco Downtown Historic District listed 2012 · 168 contributing resources · NRIS 11001094

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 N 7TH ST, WACO, TX 76701-1331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer
May 22, 2020	Deed of Trust, Mortgage EXTRACO BANKS NA
May 15, 2020	Loan Modification, Mortgage EXTRACO BK
Oct 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 8, 2019	Vendor's Lien, Transfer · Commercial Mortgage EXTRACO BANKS NA
Oct 2, 2019	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023
Deed Sale	Nov 27, 2023
Prior Sale	Jan 17, 2023
Deed Document Number	202336235
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0000033146
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 27, 2023
Property Address	323 N 7TH ST, WACO, TX 76701-1331
Document Number	0000036235
Map Reference	FILE 2018016136
Instrument Date	Nov 27, 2023
Instrument	2023036235
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 N 7TH ST, WACO, TX 76701-1331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 N 7TH ST, WACO, TX 76701-1331

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	323 N 7TH ST, WACO, TX 76701-1331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016653
Date	May 22, 2020
Instrument	2020016653

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	WACO, TX 76714

Agreement

Term	24 Months
Due	May 15, 2022

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	323 N 7TH ST, WACO, TX 76701-1331
Document Number	0000016651
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 N 7TH ST WACO TX 767011331, WACO, TX 76701-1331

Mortgage

Document Number	0000016651
Date	May 22, 2020
Instrument	16651

Lender

Name	EXTRACO BK
Type	Bank
Address	WACO, TX 76710

Agreement

Term	36 Months
Due	May 21, 2023

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 2, 2019
Property Address	323 N 7TH ST, WACO, TX 76701-1331
Document Number	0000033165
Instrument Date	Sep 30, 2019
Instrument	33165
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1458 WACO TX 767031458, WACO, TX 76703-1458

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 8, 2019
Property Address	323 N 7TH ST, WACO, TX 76701-1331
Document Number	0000022294
Map Reference	DOC 2018016136
Instrument Date	Jul 2, 2019
Instrument	2019022294
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1458, WACO, TX 76703-1458

Mortgage

Document Number	0000022295
Date	Jul 8, 2019
Instrument	2019022295

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 2, 2022

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 2, 2019
Property Address	323 N 7TH ST, WACO, TX 76701-1331
Document Number	0000033146
Instrument Date	Jul 2, 2019
Instrument	33146
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7575 WACO TX 767147575, WACO, TX 76714-7575

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,000 (-2.32%) Land $28,854 Building $99,146	$128,000 (-2.32%) Land $28,854 Building $99,146
2025	$819.00 (-20.41%) Homeowner's exemption Senior Citizen's exemption	$131,040 (-) Land $104,540 Building $26,500	$131,040 (-) Land $104,540 Building $26,500
2024	$1,029.00 (-53.27%)
2023		$131,040 Land $52,270 Building $78,770	$131,040 Land $52,270 Building $78,770
2022	$2,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1989–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on N 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures