323 Murphy Rd, Bowling Green, KY 42101 Property Records

Warren County property record for 323 Murphy Rd, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1968
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2025)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030A-23-005`

Property Details

APN / Parcel Number

Primary APN	`030A-23-005`
Alternative APNs	`M0015680` `376363`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1968
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.689 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	M0015680
Street Address	323 MURPHY RD
City	BOWLING GREEN
State	KY
Zip	42101-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 SUBD:M C HINTON
Legal Subdivision	M C HINTON
Legal Lot Number	4
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2000
Census Tract	11100

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY NA
Jun 18, 2025	Deed, Transfer AMERICAN BANK & TRUST CO
Feb 19, 2021	Deed, Transfer · VA Mortgage REPUBLIC STATE MORTGAGE CO
Nov 7, 2018	Deed of Trust, Mortgage MORGANTOWN BANK & TRUST CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	2109976
Deed Book / Page	D1324 / 101
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Recording Date	Jul 23, 2026
Property Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311
Document Number	0002180782
Book / Page	3667 / 324
Instrument Date	Jul 17, 2026
Instrument	20262180782
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	SUMMIT LDS TITLE, SUMMIT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311

Mortgage

Document Number	0002180782,
Date	Jul 23, 2026
Book Page	3667/324
Instrument	20262180782

Lender

Name	AMERICAN BANK & TRUST COMPANY NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 18, 2025
Property Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311
Document Number	0D1324/101
Book / Page	D1324 / 101
Map Reference	MB 5 PG 7
Instrument Date	Jun 17, 2025
Instrument	2109976
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311

Mortgage

Document Number	0002109977
Date	Jun 18, 2025
Instrument	2109977

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Feb 19, 2021
Property Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311
Document Number	0D1224/765
Book / Page	D1224 / 765
Map Reference	MB 5 PG 7
Instrument Date	Feb 12, 2021
Instrument	1177214
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 US 31W BYP, 1207, BOWLING GREEN, KY 42101-2557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311

Mortgage

Document Number	0001177215
Date	Feb 19, 2021
Instrument	1177215

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	323 MURPHY RD, BOWLING GREEN, KY 42101-6311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2839/930
Date	Nov 7, 2018
Book Page	M2839/930
Instrument	980026

Lender

Name	MORGANTOWN BANK & TRUST CO INC
Type	Bank
Address	BOWLING GREEN, KY 42101

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Oct 15, 2038

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00 (-1.67%)	$147,500 (-)	$147,500 (-)
2023	$1,314.00	$147,500	$147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: North Central Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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