323 Minden Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 323 Minden Ln, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,224 sqft · built 1985
Lot Size	0.549 acres (23,929 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Dec 2020)
Tax Bill	$4,132 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-292-22`

Property Details

APN / Parcel Number

Primary APN	`227-292-22`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,224 sqft Heated Area
Gross Area	2,968 sqft
1st Floor Area	1,104 sqft
Upper Floors Area	1,120 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	23,929 sqft (0.549 acres)
Garage Area	520 sqft
Pool Area	546 sqft
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	227-292-22
Street Address	323 MINDEN LN
City	MATTHEWS
State	NC
Zip	28105-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L22 M20-718
Legal Subdivision	COURTNEY SEC 01 MAP 02
Legal Lot Number	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2011
Census Tract	5833

Owner

323 Minden Ln is owned and occupied by an individual who acquired it in September 2023.

Source: Mecklenburg County records, as of October 12, 2023

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	323 MINDEN LN, MATTHEWS, NC 28105-9141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Sep 29, 2023	Intrafamily Transfer, Transfer
Dec 3, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	0000204168
Deed Book / Page	35388 / 893
Last Transfer Date	Sep 29, 2023
Transfer Doc	0000093421
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	323 MINDEN LN, MATTHEWS, NC 28105-9141
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017582
Date	Feb 28, 2023
Book Page	37962/810
Instrument	2023017582

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 29, 2023
Property Address	323 MINDEN LN, MATTHEWS, NC 28105-9141
Document Number	0000093421
Book / Page	38402 / 217
Map Reference	MB 20 PG 718
Instrument Date	Jul 21, 2023
Instrument	2023093421
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 MINDEN LN, MATTHEWS, NC 28105-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	323 MINDEN LN, MATTHEWS, NC 28105-9141

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 3, 2020
Property Address	323 MINDEN LN, MATTHEWS, NC 28105-9141
Document Number	0000204168
Book / Page	35388 / 893
Map Reference	MB 20 PG 718
Instrument Date	Dec 2, 2020
Instrument	2020204168
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7715 GREYLOCK RIDGE RD, 7715, MATTHEWS, NC 28105-4962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 MINDEN LN, MATTHEWS, NC 28105-9141

Mortgage

Document Number	0000204169
Date	Dec 3, 2020
Instrument	2020204169

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,132.00	$453,200 Land $85,000 Building $368,200	$453,200 Land $85,000 Building $368,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Minden Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Minden Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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