Gulf County property record for 323 Michael St, Wewahitchka, FL 32465
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2019 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,000 (Apr 2025) |
| Tax Bill | $763 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01546-415R |
| Primary APN | 01546-415R |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 58,370 sqft (1.34 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 323 MICHAEL ST |
|---|---|
| City | WEWAHITCHKA |
| State | FL |
| Zip | 32465-2754 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S 10 T 4 R 10 1.34 AC M/L PARCEL A&B RAGAN MINOR REPLAT ORB 407/61 |
| Legal Range | 10W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Lot Number | C |
| Jurisdiction | GULF FL |
| Township / Civil Division | WEWAHITCHKA |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 960102 |
323 Michael St, a mobile home, is owned and occupied by an individual who bought it in April 2025.
Source: Gulf County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 MICHAEL ST, WEWAHITCHKA, FL 32465-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 14, 2022 | Intrafamily Transfer, Transfer |
| Jun 6, 2019 | Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on File |
| Deed Sale | Apr 16, 2025 · Amount on File |
| Prior Sale | Mar 5, 2019 |
| Deed Document Number | 20252326 |
| Deed Book / Page | 851 / 136 |
| Prior Transfer Date | Apr 8, 2025 |
| Prior Transfer Doc | 0023002326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | Jan 4, 2023 |
| Property Address | 323 MICHAEL ST, WEWAHITCHKA, FL 32465-2754 |
| Document Number | 0023010007 |
| Book / Page | 786 / 610 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 202323010007 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 MICHAEL STREET, PORT SAINT JOE, FL 32456 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 323 MICHAEL ST, WEWAHITCHKA, FL 32465-2754 |
| Document Number | 0023010008 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 786/612 |
| Instrument | 202323010008 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 323 MICHAEL ST, WEWAHITCHKA, FL 32465-2754 |
| Document Number | 0023008965 |
| Book / Page | 783 / 20 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 202223008965 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 MICHAEL ST, WEWAHITCHKA, FL 32465-2754 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GULF FL |
| Property Address | 323 MICHAEL ST, WEWAHITCHKA, FL 32465-2754 |
| Document Number | 0023005085 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 323 MICHAEL ST WEWAHITCHKA FL 324652754, WEWAHITCHKA, FL 32465-2754 |
| Document Number | 0023005085 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 000670/000402 |
| Instrument | 23005085 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Rate | 5.5% |
|---|
The 2025 property tax bill for 323 Michael St was $763.
Source: Gulf County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gulf County |
| Unified School District | Gulf County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $763.00 | $105,504 (+2.9%) | $177,662 (+3.38%) Land $44,000 Building $133,662 |
| 2024 | $763.00 (+0.39%) Homeowner's exemption | $102,531 (+3%) | $171,861 (-7.91%) Land $34,000 Building $137,861 |
| 2023 | $760.00 (+7.34%) Homeowner's exemption | $99,545 (+6.47%) | $186,628 (+69.36%) Land $33,000 Building $153,628 |
| 2022 | $708.00 Homeowner's exemption | $93,495 | $110,199 Land $13,000 Building $97,199 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Michael St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 7, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Michael St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fidium Fiber DSL | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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