Flathead County property record for 323 Main St, Kalispell, MT 59901
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,490 sqft · built 1923 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on Record |
| Last Sale | $225,000 (Aug 2015) |
| Tax Bill | $9,241 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0777405 |
| Primary APN | R0777405 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,490 sqft Total Area |
| 1st Floor Area | 3,000 sqft |
| Upper Floors Area | 490 sqft |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| View / Lot | Major Street/Thoroughfare |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000661690 |
|---|---|
| Street Address | 323 MAIN ST |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4847 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | 6 |
| Legal Description | KAL, S18, T28 N, R21 W, BLOCK 065, LOT 019, KAL L19 B 65, INT IN PARTY WALL |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Subdivision | KAL |
| Legal Block | 65 |
| Legal Lot Number | 19 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Kalispell Main Street Historic District Addendum and Boundary Increase listed 2010 · 24 contributing resources · NRIS 10000633 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 323 MAIN ST, KALISPELL, MT 59901-4847 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit THREE RIVERS BANK OF MONTANA |
| May 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS BANK OF MONTANA |
| Jun 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS BANK OF MONTANA |
| Jul 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THREE RIVERS BANK OF MONTANA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2015 · Amount on Record |
| Deed Sale | Aug 10, 2015 · Amount on Record |
| Prior Sale | Dec 13, 2012 |
| Deed Document Number | 201518335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 323 MAIN ST, KALISPELL, MT 59901-4847 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FT |
| Name | Verified Name |
|---|
| Document Number | 201700010760 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 201700010760 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 15, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 323 MAIN ST, KALISPELL, MT 59901-4847 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FT |
| Name | Verified Name |
|---|
| Document Number | 201700010759 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 201700010759 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 323 MAIN ST, KALISPELL, MT 59901-4847 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900011407 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 201900011407 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 323 MAIN ST, KALISPELL, MT 59901-4847 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202000021527 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 202000021527 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,241.00 (+0.11%) | $846,900 (+32.47%) | |
| 2025 | $846,900 (+32.47%) Land $441,475 Building $405,425 | ||
| 2023 | $9,231.00 | $639,300 | $639,300 Land $190,650 Building $448,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, MontanaSky Networks, Western Montana CommunityTel.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures