323 Lake Rd, Andover, CT 06232 Property Records

Andover Town property record for 323 Lake Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1938
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$4,661 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2023 Mortgage + 1 more
APN	`ANDO M:0043 B:0041 L:00CHH1`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0043 B:0041 L:00CHH1`
Alternative APNs	`ADVR M:0043 B:0041 L:00CHH1` `1347`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	3,708 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1347
Street Address	323 LAKE RD
City	ANDOVER
State	CT
Zip	06232-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL
Legal Block	41
Legal Lot Number	CHH1
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2016
Census Tract	528100

Owner

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	323 LAKE RD, ANDOVER, CT 06232-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit NEWTOWN SAVINGS BANK
Mar 28, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Mar 17, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Recording Date	Jul 9, 2026
Property Address	323 LAKE RD, ANDOVER, CT 06232-1515
Document Number	0000000005
Book / Page	149 / 213
Instrument Date	Jun 26, 2026
Instrument	20265
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 LAKE RD, ANDOVER, CT 06232-1515

Mortgage

Document Number	0000000005,
Date	Jul 9, 2026
Book Page	149/213
Instrument	20265

Lender

Name	NEWTOWN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	323 LAKE RD, ANDOVER, CT 06232-1515
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000143-146
Date	Mar 28, 2023
Book Page	143/146
Instrument	104

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	323 LAKE RD, ANDOVER, CT 06232-1515
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000146-661
Date	Mar 17, 2025
Book Page	146/661
Instrument	62

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,661.00	$147,560 (-) Land $37,240 Building $110,320	$103,292 Land $26,068 Building $77,224
2024	$4,661.00 (+0.95%)
2023	$4,617.00 (-1.95%)	$147,560 (-) Land $37,240 Building $110,320
2022	$4,709.00	$147,560 Land $37,240 Building $110,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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