Currituck County property record for 323 Harbinger Ridge Rd, Harbinger, NC 27941
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,863 sqft · built 1995 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $24,000 (Jul 1994) |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Jul 2015 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9846-07-6759 |
| Primary APN | 9846-07-6759 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,863 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000028036 |
|---|---|
| Street Address | 323 HARBINGER RIDGE RD |
| City | HARBINGER |
| State | NC |
| Zip | 27941-9754 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SFM |
| Legal Description | MILDRED OWENS LOT 2 |
| Legal Lot Number | 2 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 110404 |
323 Harbinger Ridge Rd, a mobile home, is owned and occupied by two individuals who bought it in July 1994.
Source: Currituck County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 HARBINGER RIDGE RD, HARBINGER, NC 27941-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 1994 · Amount on File |
| Deed Sale | Jul 27, 1994 · Amount on File |
| Deed Book / Page | 344 / 456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 323 HARBINGER RIDGE RD, HARBINGER, NC 27941-9754 |
| Document Number | 0014740089 |
| Instrument Date | Jul 27, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 323 HARBINGER RIDGE RD HARBINGER NC 279419754, HARBINGER, NC 27941-9754 |
| Document Number | 0014740089 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 001474/000089 |
| Instrument | 341387 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 28, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 323 Harbinger Ridge Rd was $1,319, up 0.7% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,319.00 (+0.69%) | $167,500 (-) Land $55,300 Building $112,200 | |
| 2024 | $1,310.00 (+9.17%) | $167,500 (-) Land $55,300 Building $112,200 | |
| 2023 | $1,200.00 (+17.53%) | $167,500 (-) Land $55,300 Building $112,200 | $167,500 (-) Land $55,300 Building $112,200 |
| 2022 | $1,021.00 | $167,500 Land $55,300 Building $112,200 | $167,500 (-) Land $55,300 Building $112,200 |
| 2021 | $167,500 Land $55,300 Building $112,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Harbinger Ridge Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 11 (2011–2019) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Harbinger Ridge Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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