323 Grove St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 323 Grove St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,212 sqft · built 1917
Lot Size	0.207 acres (8,999 sqft)
Owner	Company Name on File
Last Sale	$553,000 (Mar 2019)
Tax Bill	$21,114 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04507-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-04507-0000-00016`
Alternative APN	`130450700016`

Interior

Stories	2 Stories
Building Area	2,212 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	140 ft deep x 61 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130450700016
Street Address	323 GROVE ST
City	MONTCLAIR
State	NJ
Zip	07042-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8999SF
Legal Block	4507
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1002
Census Tract	16500

Owner

323 Grove St is owned by a company that bought it in March 2019.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	323 GROVE ST, MONTCLAIR, NJ 07042-4223
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE DEPARTMENT FCU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS
Mar 14, 2019	Grant Deed, Transfer · Conventional with PMI NJ LENDERS
May 25, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Deed Document Number	201923836
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	323 GROVE ST, MONTCLAIR, NJ 07042-4223
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103123
Date	Nov 29, 2022
Instrument	2022103123

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2042

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	323 GROVE ST, MONTCLAIR, NJ 07042-4223
Document Number	0000062932
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	323 GROVE ST MONTCLAIR NJ 070424223, MONTCLAIR, NJ 07042-4223

Mortgage

Document Number	0000062932
Date	Jul 9, 2020
Instrument	62932

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 14, 2019
Property Address	323 GROVE ST, MONTCLAIR, NJ 07042-4223
Document Number	0000023836
Instrument Date	Mar 11, 2019
Instrument	23836
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	323 GROVE ST MONTCLAIR NJ 070424223, MONTCLAIR, NJ 07042-4223

Mortgage

Document Number	23837
Date	Mar 14, 2019
Instrument	23837

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	323 GROVE ST, MONTCLAIR, NJ 07042-4223
Document Number	0000050030
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 GROVE ST MONTCLAIR NJ 070424223, MONTCLAIR, NJ 07042-4223

Mortgage

Document Number	0000050030
Date	Jun 11, 2018
Instrument	50030

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 323 Grove St was $21,114, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,500 (-) Land $296,000 Building $304,500	$600,500 (-) Land $296,000 Building $304,500
2025	$21,114.00 (+3.32%)	$600,500 Land $296,000 Building $304,500	$600,500 Land $296,000 Building $304,500
2024	$20,435.00
2023		$541,500 Land $296,000 Building $245,500	$541,500 Land $296,000 Building $245,500
2022	$17,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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