323 Gold Flake Ter, Bailey, CO 80421 Property Records

Park County property record for 323 Gold Flake Ter, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 999 sqft · built 1994
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Apr 2023)
Tax Bill	$2,489 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0018575`

Property Details

APN / Parcel Number

Primary APN	`R0018575`
Alternative APN	`18575`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Basement Area	703 sqft
Finished Basement	703 sqft

Exterior

Year Built	Built 1994
Architectural Style	Raised Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Terrain	Other
View / Lot	Good
Garage Type	Detached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	617 sqft
Deck Area	521 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18575
Street Address	323 GOLD FLAKE TER
City	BAILEY
State	CO
Zip	80421-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S23 NW4 ELK CREEK HIGHLANDS FILING 5 BLOCK 16 LOT 32
Legal Range	73
Legal Township	06
Legal Section	23
Legal Subdivision	ELK CRK HGHLNDS FLG5
Legal Block	16
Legal Lot Number	32
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1028
Census Tract	102

Owner

323 Gold Flake Ter is owned and occupied by an individual who bought it in April 2023.

Source: Park County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	323 GOLD FLAKE TER, BAILEY, CO 80421-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Special Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Jun 16, 2017	Deed of Trust, Transfer · FHA Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Jun 19, 2017 · Amount on File
Deed Document Number	800591
Record Updated	Jun 8, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PARK CO
Recording Date	Apr 3, 2023
Property Address	323 GOLD FLAKE TER, BAILEY, CO 80421-1220
Document Number	0000800591
Instrument Date	Mar 30, 2023
Instrument	800591
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 GOLD FLAKE TER, BAILEY, CO 80421-1220

Mortgage

Document Number	0000800592
Date	Apr 3, 2023
Instrument	800592

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	323 GOLD FLAKE TER, BAILEY, CO 80421-1220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000763974
Date	Mar 16, 2020
Instrument	763974

Lender

Name	UNIVERSAL LENDING CORP
Type	Lending Institution
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	323 GOLD FLAKE TER, BAILEY, CO 80421-1220
Document Number	0000736475
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 GOLD FLAKE TER BAILEY CO 804211220, BAILEY, CO 80421-1220

Mortgage

Document Number	0000736475
Date	Jun 19, 2017
Instrument	736475

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 323 Gold Flake Ter was $2,489.

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,489.00	$38,900 Land $9,890 Building $29,010	$622,466 Land $158,290 Building $464,176
2023	$2,345.00 (+17.02%)	$40,300 (+27.29%) Land $9,470 Building $30,830	$656,513 (+44.14%) Land $154,342 Building $502,171
2022	$2,004.00	$31,660 Land $6,420 Building $25,240	$455,470 Land $92,367 Building $363,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 323 Gold Flake Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Gold Flake Ter is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 87% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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