Clay County property record for 323 Gates Rd, Cedarbluff, MS 39741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,643 sqft · built 1990 |
| Lot Size | 3.14 acres (136,778 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | May 2023 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 065 05 0150000 |
| Primary APN | 065 05 0150000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,643 sqft Finished Area |
| 1st Floor Area | 1,558 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 136,778 sqft (3.14 acres) |
| Utility Building | 160 sqft |
| Street Address | 323 GATES RD |
|---|---|
| City | CEDARBLUFF |
| State | MS |
| Zip | 39741-9190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 05 T 17 R 05 3.14 AC IN S 1/2 NE 1/4 SE 1/4 DB 285/716 |
| Legal Range | 05E |
| Legal Township | 17 |
| Legal Section | 05 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950100 |
Source: Clay County records · APN 065 05 0150000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 GATES RD, CEDARBLUFF, MS 39741-9190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| May 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage CELEBRITY HOME LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2014 |
| Transfer Doc | 285/716 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 323 GATES RD, CEDARBLUFF, MS 39741-9190 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000554/97 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 554/97 |
| Instrument | 2023003119 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 323 GATES RD, CEDARBLUFF, MS 39741-9190 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000544/356 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 544/356 |
| Instrument | 2022002976 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,105 (-) Land $961 Building $5,144 | $61,049 (-) Land $9,609 Building $51,440 | |
| 2023 | Additional exemption filed | $6,105 Land $961 Building $5,144 | $61,049 Land $9,609 Building $51,440 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), as of November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 17 locations within half a mile of this property.
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