323 Fuller St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 323 Fuller St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,254 sqft · built 1956
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Apr 2019)
Tax Bill	$3,993 (2026)
Deeds & Mortgages	Apr 2019 Sale & Refinance Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:010-05850 B:97 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:010-05850 B:97 L:0`
Alternative APNs	`LUDL M:10 B:5850 P:97` `3489`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,254 sqft Living Area
Gross Area	3,185 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3489
Street Address	323 FULLER ST
City	LUDLOW
State	MA
Zip	01056-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	5850
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1023
Census Tract	810414

Owner

323 Fuller St is owned and occupied by two individuals who bought it in April 2019.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 FULLER ST, LUDLOW, MA 01056-1328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance WESTFIELD BANK FSB
Jul 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Jul 12, 2017
Deed Book / Page	22629 / 350
Record Updated	Oct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Apr 18, 2019
Property Address	323 FULLER ST, LUDLOW, MA 01056-1328
Document Number	22629-350
Book / Page	22629 / 350
Instrument Date	Apr 18, 2019
Instrument	19571
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 FULLER ST, LUDLOW, MA 01056-1328

Mortgage

Document Number	19572
Date	Apr 18, 2019
Instrument	19572

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 12, 2017
Property Address	323 FULLER ST, LUDLOW, MA 01056-1328
Document Number	21761-411
Book / Page	021761 / 000411
Instrument Date	Jun 29, 2017
Instrument	39023
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BERKSHIRE ST LUDLOW MA 010563557, LUDLOW, MA 01056-3557

Tax Assessment & Valuation

The 2026 property tax bill for 323 Fuller St was $3,993, up 2% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,993.00 (+2.02%)	$249,400 (+10.55%) Land $84,500 Building $164,900	$302,400 (-0.74%)
2025	$3,914.00 (+3.19%)	$225,600 (+7.58%) Land $76,900 Building $148,700	$304,665 (+13.28%)
2024	$3,793.00 (+5.89%)	$209,700 (+14.22%) Land $76,700 Building $133,000	$268,945
2023	$3,582.00	$183,600 Land $67,300 Building $116,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Fuller St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Fuller St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fuller St

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