Clay County property record for 323 Foster St, Flora, IL 62839 · Last verified July 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 900 sqft · built 1900 |
| Lot Size | 0.164 acres (7,152 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,000 (Feb 2008) |
| Tax Bill | $1,861 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-160-006 |
| Primary APN | 10-25-160-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 7,152 sqft (0.164 acres) |
| Garage Area | 258 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Heating System | Central |
|---|
| Street Address | 323 FOSTER ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2514 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | J D FOSTER'S SUB DIV BLOCK 4 LOT 1 |
| Legal Subdivision | J D FOSTERS SUB DIV |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-160-006
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 WHISPERING OAKS DR, WASHINGTON, MO 63090-5339 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTBANK |
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTBANK |
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTBANK |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2008 · Amount on Record |
| Deed Sale | Feb 11, 2008 · Amount on Record |
| Deed Document Number | 2008163168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 323 FOSTER ST, FLORA, IL 62839-2514 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000202704 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 202704 |
| Name | TRUSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 17, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 323 FOSTER ST, FLORA, IL 62839-2514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000206950 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 206950 |
| Name | TRUSTBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 03, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 323 FOSTER ST, FLORA, IL 62839-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000206530 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 206530 |
| Name | TRUSTBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 03, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 323 FOSTER ST, FLORA, IL 62839-2514 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000203045 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 203045 |
| Name | TRUSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 03, 2022 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,494 (+240.01%) Land $4,355 Building $21,139 | $76,482 (+240.01%) Land $13,065 Building $63,417 | |
| 2024 | $1,861.00 (+160.64%) | ||
| 2022 | $714.00 (+9.34%) | $7,498 Land $3,301 Building $4,197 | $22,494 Land $9,903 Building $12,591 |
| 2021 | $653.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Low above 1% of the US · above 6% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative | Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group | Fixed Wireless (licensed-by-rule) | 500 / 500 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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