323 Flower Ave E, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 323 Flower Ave E, Watertown, NY 13601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,976 sqft · built 1880
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Dec 1998)
Tax Bill	$1,087 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`221800 11-08-115.000`

Property Details

APN / Parcel Number

Primary APN	`221800 11-08-115.000`
Alternative APNs	`180001100000081150000000` `06036200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	1,128 sqft
2nd Floor Area	848 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Pool Area	254 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06036200
Street Address	323 FLOWER AVE E
City	WATERTOWN
State	NY
Zip	13601-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	50X190 1108115
Legal Block	8
Legal Lot Number	115.000
Jurisdiction	JEFFERSON NY
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2011
Census Tract	62100

Owner

Source: Jefferson County and Watertown City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 FLOWER AVE E, WATERTOWN, NY 13601-4065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 1998 · Amount on Record
Deed Sale	Dec 16, 1998 · Amount on Record
Deed Book / Page	1653 / 52
Last Transfer Date	Dec 3, 2020
Transfer Doc	0000016204
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON NY
Recording Date	Dec 10, 2020
Property Address	323 FLOWER AVE E, WATERTOWN, NY 13601-4065
Document Number	0000016204
Instrument Date	Dec 3, 2020
Instrument	16204
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	JEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,798.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 FLOWER AVE E WATERTOWN NY 136014065, WATERTOWN, NY 13601-4065

Mortgage

Document Number	16205
Date	Dec 10, 2020
Instrument	16205

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2040

Tax Assessment & Valuation

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,087.00 (-59.83%) Veteran's exemption
2025	$2,706.00	$152,000 (-) Land $12,800 Building $139,200	$208,200 (+13.71%) Land $17,533 Building $190,667
2023		$152,000 Land $12,800 Building $139,200	$183,100 Land $15,419 Building $167,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN CITY serves 27,861 people · EPA ID NY2202346
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Total trihalomethanes not recorded as resolved · Jan 2022 Haloacetic acids resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Westelcom Networks.

Nearby Properties on Flower Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures