Madison County property record for 323 First St, Flora, MS 39071 · Last verified July 2026
| Property Type | Commercial > Retail > Convenience Store (7-11) |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,224 sqft Adjusted Area |
| Lot Size | 10,832 sqft (0.248 acres) |
| Tax Bill | $3,559.00 (2025) |
| Primary APN | 051D-17A-163 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,224 sqft Adjusted Area |
| Gross Area | 2,160 sqft Gross Area |
| 1st Floor | 2,160 sqft 1st Floor |
| Primary Flooring | Tile Flooring |
| Interior Structure | Finished/Painted Interior Structure |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,832 sqft (0.248 acres) |
| Canopy Area | 2,072 sqft Canopy |
| Account Number | 1010 |
|---|---|
| Street Address | 323 FIRST ST |
| City | FLORA |
| State | MS |
| Zip | 39071 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Convenience Store (7-11) |
| Legal Description | E1/2 LOT 1 BLK 13 ALLENS ADDITION |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 17 |
| Legal Subdivision | ALLENS ADDITION BL 1 |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 30302 |
Source: Madison County records · APN 051D-17A-163
Assessment roll updated November 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 525, BAY SPRINGS, MS 39422-0525 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit MAGNOLIA STATE BANK |
| Jan 04, 2022 | Deed of Trust, Mortgage · Line of Credit MAGNOLIA STATE BANK |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit MAGNOLIA STATE BANK |
| Jun 02, 2020 | Loan Modification, Mortgage MAGNOLIA ST BK |
| Sep 04, 2020 | Deed of Trust, Construction Loan · Line of Credit MAGNOLIA ST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 323 FIRST ST, FLORA, MS 39071 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2787 HIGHWAY 15, BAY SPRINGS, MS 39422-7414 |
| Document Number | 004173/301 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 4173/301 |
| Instrument | 951033 |
| Name | MAGNOLIA STATE BANK |
|---|---|
| Type | Bank |
| Address | BAY SPRINGS, MS 39422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Dec 26, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 323 FIRST ST, FLORA, MS 39071 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2787 HIGHWAY 15, BAY SPRINGS, MS 39422-7414 |
| Document Number | 004154/270 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 4154/270 |
| Instrument | 947636 |
| Name | MAGNOLIA STATE BANK |
|---|---|
| Type | Bank |
| Address | BAY SPRINGS, MS 39422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 26, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 323 FIRST ST, FLORA, MS 39071 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2787 HIGHWAY 15, BAY SPRINGS, MS 39422-7414 |
| Document Number | 4107/368 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 4107/368 |
| Instrument | 937305 |
| Name | MAGNOLIA STATE BANK |
|---|---|
| Type | Bank |
| Address | BAY SPRINGS, MS 39422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 23, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 323 FIRST ST, FLORA, MS 39071 |
| Document Number | 0000901494 |
| Instrument Date | Jun 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2787 HIGHWAY 15 BAY SPRINGS MS 394227414, BAY SPRINGS, MS 39422-7414 |
| Document Number | 0000901494 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 003909/000662 |
| Instrument | 901494 |
| Name | MAGNOLIA ST BK |
|---|---|
| Type | Bank |
| Address | 28 HIGHWAY 528, BAY SPRINGS, MS 39422-4821 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 04, 2020 |
| Property Address | 323 FIRST ST, FLORA, MS 39071 |
| Document Number | 0000901492 |
| Book / Page | 003909 / 000645 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 901492 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2787 HIGHWAY 15 BAY SPRINGS MS 394227414, BAY SPRINGS, MS 39422-7414 |
| Document Number | 0000901492 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 003909/000645 |
| Instrument | 901492 |
| Name | MAGNOLIA ST BK |
|---|---|
| Type | Bank |
| Address | BAY SPRINGS, MS 39422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 03, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,559.00 | $29,120 (-) | $194,130 (-) Land $30,000 Building $164,130 |
| 2024 | $3,559.00 | ||
| 2023 | $3,559.00 | $29,120 | $194,130 Land $30,000 Building $164,130 |
323 First St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Madison County (28089C), updated January 17, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 10th in Mississippi |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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