Polk County property record for 323 Echo Pines Way, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,279 sqft · built 1993 |
| Lot Size | 0.485 acres (21,135 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Apr 2025) |
| Tax Bill | $1,935 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-24-141888-004510 |
| Primary APN | 23-29-24-141888-004510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,279 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 2,279 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,135 sqft (0.485 acres) |
| Lot Dimensions | 260 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|
| Street Address | 323 ECHO PINES WAY |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHRISTINA ESTATES PB 87 PG 41 LOT 451 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | CHRISTINA ESTATES |
| Legal Tract | 141888 |
| Legal Block | 2 |
| Legal Lot Number | 451 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11835 |
323 Echo Pines Way is owned and occupied by an individual who bought it in April 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 ECHO PINES WAY, LAKELAND, FL 33813-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on File |
| Deed Sale | Apr 8, 2025 · Amount on File |
| Deed Document Number | 202579846 |
| Deed Book / Page | 13498 / 1980 |
| Prior Transfer Date | Jun 1, 2023 |
| Prior Transfer Doc | 0000135363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 9, 2023 |
| Property Address | 323 ECHO PINES WAY, LAKELAND, FL 33813-4510 |
| Document Number | 0000135363 |
| Book / Page | 12723 / 296 |
| Map Reference | MB 87 PG 41 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023135363 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 ECHO PINES WAY, LAKELAND, FL 33813-4510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4381 14TH ST NE, ST PETERSBURG, FL 33703-5359 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 323 ECHO PINES WAY, LAKELAND, FL 33813-4510 |
| Document Number | 0104182108 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 323 ECHO PINES WAY LAKELAND FL 338134510, LAKELAND, FL 33813-4510 |
| Document Number | 0104182108 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 010418/002108 |
| Instrument | 52271 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 8, 2043 |
The 2025 property tax bill for 323 Echo Pines Way was $1,935 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,930 (-5.13%) | $324,172 (-1.67%) Land $37,000 Building $287,172 | |
| 2025 | $1,935.00 | $194,936 | $329,672 Land $37,000 Building $292,672 |
| 2023 | $2,395.00 (+1.66%) Homeowner's exemption | $183,924 (+3%) | $333,033 (+4.69%) Land $36,000 Building $297,033 |
| 2022 | $2,356.00 Homeowner's exemption | $178,567 | $318,124 Land $34,000 Building $284,124 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 323 Echo Pines Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 6 (1995–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Echo Pines Way is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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